Uncensored Money

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant.

In our ninth episode of Season Two we discuss why simply having savings in the bank, to the exclusion of everything else, is not enough for future you. We talk about:

• How much cash is enough
• What $20k in savings buys you now, as opposed to in 20 years time
• The difference between saving and investing over the long term
• And what we think you need to do instead of simply hoarding cash in the bank.

If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan.

If you know you need more help with your business make sure you check out the My Business Adulting Plan.

If you're not already, come play over at insta at MelBrowne.Money

Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant.

In our eighth episode of Season Two we interview six fabulous women, all from very different backgrounds and walks of life to talk about:

• How they used to be with money
• What triggered them to do something different with their money
• The biggest things they have learned about money, and themselves
• The positive impact being more financially aware has made on their finances and their lives.

We hope you learn as much from these incredible women as we did.

If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan.

If you know you need more help with your business make sure you check out the My Business Adulting Plan.

If you're not already, come play over at insta at MelBrowne.Money

Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant.

In our seventh episode of Season Two we talk about the difference between:

• Spending v. paying off debt
• Paying off debt v. investing
• Saving v. investing
• Investing

As well as lubricant and what that has to do with your finances...

If you are keen to learn more about debt and / or savings & investing, make sure you check out these free webinars we are running in September and be sure to sign up even if you can't attend live as we will send you the recording afterwards:

• 8 September 2021 at 7:30pm - The good, bad and ugly of debt: https://www.melissabrowne.com.au/debtwebinar
• 9 September 2021 at 7:30pm - Why saving won't make you rich: https://www.melissabrowne.com.au/savingswebinar

We also have a shares masterclass recording you can purchase here: https://www.melissabrowne.com.au/shares

If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan.

If you know you need more help with your business make sure you check out the My Business Adulting Plan.

If you're not already, come play over at insta at MelBrowne.Money

Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant.

In our sixth episode of Season Two we talk all things debt. We look at the different types of debt (good, ok, bad and freaking awful) and what each category includes. And if you have these type of debt, what order we think you should repay them, or if you should actually repay them, as well as things to be aware of for both your personal finances as well as business finances.

If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan.

If you know you need more help with your business make sure you check out the My Business Adulting Plan.

If you're not already, come play over at insta at MelBrowne.Money

Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant.

In our fifth episode of Season Two with millions of us in lockdown in Australia, we take a look at what you can be doing to find more income including rebates and grants that are available, as well as what you can do to minimise expenses and how to deal with debt, both for businesses and individuals.

If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan.

If you know you need more help with your business make sure you check out the My Business Adulting Plan.

If you're not already, come play over at insta at MelBrowne.Money

Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant.

In our fourth episode of Season Two we have an in depth chat about our top three best and worst financial decisions we have made. Be sure to let us know what your best and worst financial decisions have been.

If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan.

If you know you need more help with your business make sure you check out the My Business Adulting Plan.

If you're not already, come play over at insta at MelBrowne.Money

Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant.

In our third episode of Season Two we're talking all about the pink tax and gender parity. We discuss what it is, prove that it still exists and what we can do about it.

In this episode we refer to a number of studies, resources and products which are listed below:

• Finder - Comparison of the week: The cost of being a woman
• Huff Post - How much a woman's period will cost her over a lifetime
• SBS - UNICEF estimates 10% of African girls miss school during their periods
• Global Citizen - period poverty, everything you need to know
• 2021/22 women's budget
• ABC - Australia tax system favours men over women in the federal budget
• Honey - Pinky glove

Also discussed, here are ways we can support those less fortunate:

• Global Citizen - Period Poverty, everything you need to know
• Share the Dignity

If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan.

If you know you need more help with your business make sure you check out the My Business Adulting Plan.

If you're not already, come play over at insta at MelBrowne.Money

Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant.

In our second episode of Season Two we're talking all things business vs. hobby vs. side hustle vs. employee. We cover the difference between all of these, why some people are best being an employee while others are better suited to running a business and the difference between a hobby and a side hustle.

In this episode we refer to a couple of networking groups and resources that we have used over the years. These include:

• Entrepreneurs Organisation (EO)
• Little Black Dress Group
• Jim Collins and The Hedgehog Concept

If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan.

If you know you need more help with your business make sure you check out the My Business Adulting Plan.

If you're not already, come play over at insta at MelBrowne.Money

Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant.

In our first episode of Season Two we're talking all things who should you be listening to. We'll cover messages you're receiving from brands, whether you should be talking to a financial advisor, finfluencers and our thoughts on who you should be listening to.

In this episode we refer to who we're listening to or reading. So here are a few:

* How to Quit like a Millionaire by Kristy Shen

* Good to Great by Jim Collins

* Shopping for Shares by Tracey Edwards

* The Australian Financial Review newspaper

* Girls that Invest podcast

* On Twitter Mel follows Stephen Koukalas, Pete Wargent and 80/20 Investments

If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan.

If you know you need more help with your business make sure you check out the My Business Adulting Plan.

If you're not already, come play over at insta at MelBrowne.Money

Finally, if you love this episode make sure you subscribe and leave us a review.

Season Two of Uncensored Money is finally here! (It's only been two years in between drinks, but we've been busy and you know, there's been a global pandemic...)

In Season Two I'll be joined with Lawsie to chat all things money from the point of view of two ex-financial advisors, ex-accountants and ex-working till we drop.

A new episode will drop each week (unless Lawsie loses her voice).