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By Ed Rempel
The podcast currently has 108 episodes available.
In the vast landscape of personal finance, dividend investing has carved out a significant niche.
Whether you're browsing through countless blogs or hearing investment advisors champion its benefits, it’s clear that dividend investing is a popular choice, especially with the FIRE (Financial Independence, Retire Early) community.
However, a closer look reveals that almost all the advantages claimed for dividend investing are not actually true.
In this YouTube video with Barry Choi, we’ll fact-check the advantages of dividend investing, explain how it is a brain fart, and introduce an alternative that is better in every way: Self-Made Dividends.
You’ll learn:
The Smith Manoeuvre is an efficient strategy to use your home equity to invest for your future without using your cash flow, while converting your mortgage into a tax-deductible debt.
If you do the Smith Manoeuvre, understanding the new OSFI mortgage rules is crucial.
In this podcast episode with Barry Choi, I break down what the changes mean and how they impact your strategy.
You’ll learn:
With the Canadian Financial Summit coming up at the end of October, I wanted to share over the next few weeks content that Summit attendees had access to last year.
When you register you get access to talks like these, plus a myriad of other speakers who are some of Canada’s top financial experts.
I’ll be promoting the Summit and giving away free tickets too!
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When it comes to retirement, it’s crucial to get the big picture right before diving into the details.
Setting up your retirement income involves more than just ticking boxes; it requires a strategic approach to ensure you’re financially secure throughout your retirement years.
In this podcast episode, Barry Choi interviewed me about designing your retirement income effectively.
You’ll learn:
Most people struggle with money.
It might feel like you’re the only one who doesn't have it all figured out, but trust me, you're not alone.
Over the last two months, I've had countless conversations with individuals just like you who are grappling with various financial concerns.
In my latest podcast episode, I share 25 common worries and questions that I have been asked just in the last couple months, plus you’ll learn the four things a financial plan can do for you.
Here are three key insights that I believe are essential for navigating the rest of the year and beyond.
These insights are grounded in the principles that have guided our successful financial planning and investment strategies.
The three key areas: Some timeless truths that guide our financial planning, a few observations on the markets so far this year, and an update on what we’re doing in our practice to keep you on track toward your financial goals.
In my latest podcast episode you’ll learn:
Many people are saving for their kids’ future education costs in an RESP.
For some parents, it is a higher priority and they want to be able to maximize the benefits of an RESP - not just contribute the standard $2,500/year for each child.
In my latest podcast episode I talk about the five hacks to maximize your child’s RESP.
You’ll learn:
Is it good for your child to pay for their education?
What asset allocation is best to maximize your child’s RESP?
What are the RESP contribution rules?
How do most parents contribute to their child’s RESP?
What are the top 5 hacks to maximize your child’s RESP?
What are the issues with using an In Trust For (ITF) account?
Should you use a Family RESP or individual RESP?
The Smith Manoeuvre has long been a popular strategy for Canadian homeowners seeking to convert their mortgage debt into tax-deductible investment debt.
However, recent tax and regulatory changes have impacted the efficacy of the Smith Manoeuvre, and further changes from the Liberal government could pose additional challenges.
In my latest video I give an analysis of the current landscape and potential future threats to this investment strategy.
You’ll learn about:
Have you ever wondered how long you might live?
Understanding life expectancy is crucial for planning a secure and fulfilling future.
In my latest podcast episode I explore the dramatic changes in life expectancy over the past century, why it's expected to continue increasing, and how this impacts your retirement planning.
You'll learn:
Deciding between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP) can be one of the most challenging financial decisions you'll face.
Each has its benefits, and the right choice depends on your unique financial situation.
In this post, I'll guide you through understanding the factors that determine whether a TFSA or RRSP is better for you and how a financial plan can provide you with the precise answer.
In my latest video I talk about:
How long should you expect to be retired?
You want your money to last the rest of your life. How long will you live?
What quality of life will you have? What will your lifestyle cost you when you are older?
What if you could:
In my latest podcast episode I talk about:
The podcast currently has 108 episodes available.
102 Listeners
7 Listeners
71 Listeners
2,624 Listeners
16 Listeners
1,279 Listeners
62 Listeners
397 Listeners
15 Listeners
81 Listeners
8 Listeners
7 Listeners
3 Listeners
834 Listeners
26 Listeners