InsTech - insurance & innovation with Matthew Grant & Robin Merttens

Underwriting in 2025: digital platforms, broker models and insurer strategy explained (361)


Listen Later

Enhanced underwriting has become one of the most talked-about shifts in the London Market, but it’s also one of the least clearly defined.

In this episode, we share a live panel discussion from our Enhanced Underwriting event, featuring:

  • Colum D’Auria, Canopius
  • Rob Jarvis, Tokio Marine Kiln
  • Tessa Wardle, QBE
  • The conversation begins with a basic question what exactly are “portfolio solutions”? and opens up into a broader exploration of how insurers are adapting to new forms of delegated authority, rising data expectations and the growing influence of broker-led facilities.

    Our speakers touched on:

    • How different firms define and implement portfolio underwriting
    • The emergence of tracker facilities and their potential to reshape market dynamics
    • Why algorithmic platforms are gaining traction, and where they still fall short
    • The role of live exposure data and the practical barriers to using it well
    • How underwriters can maintain control and accountability in increasingly automated environments
    • What comes through clearly is that many of the most innovative teams are thinking beyond product and pricing and focusing instead on how underwriting structures, controls and data flows can support long-term performance.

      If you want a clearer view of how underwriting is evolving beneath the surface and how leaders across the market are responding this episode offers a window into the practical realities behind the strategy.

      You can also read our event write-up: Enhanced Underwriting: How the London Market is Turning Theory into Practice.

      If you like what you’re hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn

      Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.

      Continuing Professional Development

      This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme.

      By the end of this podcast, you should be able to meet the following Learning Objectives:

      • Define what “portfolio solutions” means across different insurers in the London Market context.
      • Describe how broker facilities and tracker portfolios are influencing underwriting practices and market concentration.
      • List the key components that distinguish smart platforms and algorithmic underwriting from traditional models.
      • If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 361 page of the InsTech website or email [email protected] to let us know you have listened to this podcast.

        To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

        ...more
        View all episodesView all episodes
        Download on the App Store

        InsTech - insurance & innovation with Matthew Grant & Robin MerttensBy InsTech

        • 4.6
        • 4.6
        • 4.6
        • 4.6
        • 4.6

        4.6

        9 ratings


        More shows like InsTech - insurance & innovation with Matthew Grant & Robin Merttens

        View all
        EconTalk by Russ Roberts

        EconTalk

        4,235 Listeners

        a16z Podcast by Andreessen Horowitz

        a16z Podcast

        1,040 Listeners

        The Twenty Minute VC (20VC): Venture Capital | Startup Funding | The Pitch by Harry Stebbings

        The Twenty Minute VC (20VC): Venture Capital | Startup Funding | The Pitch

        518 Listeners

        The Rugby Pod by The Ringer

        The Rugby Pod

        342 Listeners

        Fintech Insider Podcast by 11:FS by 11:FS

        Fintech Insider Podcast by 11:FS

        186 Listeners

        Masters of Scale by WaitWhat

        Masters of Scale

        4,000 Listeners

        Behind the Money by Financial Times

        Behind the Money

        225 Listeners

        The Voice of Insurance by The Voice of Insurance Mark Geoghegan

        The Voice of Insurance

        25 Listeners

        The Prof G Pod with Scott Galloway by Vox Media Podcast Network

        The Prof G Pod with Scott Galloway

        5,414 Listeners

        Making Risk Flow | The Future of Insurance by Cytora

        Making Risk Flow | The Future of Insurance

        3 Listeners

        The Rest Is Politics by Goalhanger

        The Rest Is Politics

        3,289 Listeners

        The Rest Is Politics: Leading by Goalhanger

        The Rest Is Politics: Leading

        989 Listeners

        Unhedged by Financial Times & Pushkin Industries

        Unhedged

        149 Listeners

        The Rest Is Money by Goalhanger

        The Rest Is Money

        220 Listeners

        The Rest Is Politics: US by Goalhanger

        The Rest Is Politics: US

        2,300 Listeners