Us Bank's Smartly Visa Signature card has no annual fee but also no welcome bonus. Even so, because of a benefit from their savings account which can increase earnings on the card, it's worth a discussion on today's Card Talk episode.

(00:21) - What are the basics of the U.S. Bank Smartly™ Visa Signature® Card

Learn more about this card here.

(01:06) - You can increase earning with a U.S. Bank Smartly Savings account and have certain amounts deposited w/ US Bank...

(02:53) - You'll need a Smartly Savings Account

(04:13) - But you can point your money toward Self Directed Investing

(08:03) - Be careful how you redeem rewards

(10:08) - How does the US Bank Smartly Card compare to Bank of America's Platinum Honors?