Most of us treat our credit cards like a safety net, but as Alex points out, the average household is actually trapped under $17 trillion in national debt. Becky gets vulnerable this week, admitting to a peak of $30,000 in credit card debt and the "vicious cycle" of consolidating balances just to rack them up again. If you’ve ever looked at your banking app through your fingers, this one is for you.

The Solution: Alex (The Expert) breaks down the "High Interest Killer"—debts at 7-8% or higher that cost you more than the stock market could ever make you. We break down the two heavy-hitters of payoff strategy:

• The Snowball: Paying the smallest balances first for that emotional "win".
• The Avalanche: Tackling high-interest rates first to save the most money mathematically.

CTA: We’re challenging you to find just $5 extra this week to put toward your smallest debt—prove to the bank that you are the boss of that dollar!

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