Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Our guest today is client and friend Langdon "Roto" Root. Langdon just retired as a Colonel from a 26 year career in the US Air Force. He was an F-16 fighter pilot and a leader of some of the Air Force's best tactical operators both in the air and on the ground. He gives us insight from personal real-life stories about what it means to "think like a banker" and put the Infinite Banking Concept into action.

Link to Episode 23 – “How one client earned a tax-free, risk-free 33% Rate of Return using IBC”

YouTube 📺 https://www.youtube.com/watch?app=desktop&v=8y3eUNvGKuw

Spotify 🎧 https://open.spotify.com/episode/4me63Xx0eE3TZJ2GrUiqn9

Episode Highlights:

0:00 - Introduction

1:23 - Episode beginning

2:42 - Some background on Langdon

6:58 - What drew Langdon into IBC

9:14 - Langdon’s obstacles to IBC in the beginning

12:44 - Introducing your spouse to IBC

16:13 - Langdon’s “lightbulb moment”

24:50 - Premium that is “meaningful and manageable”

27:13 - What’s next for Langdon w/ IBC

31:42 - Survivor benefit plan

37:42 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

ecoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website:

https://www.thewealthwarehousepodcast.com/

In this week’s special episode, Dave and Paul examine what they are thankful for in IBC – as well as the similarities with the early Pilgrims and IBC practitioners.

Episode Highlights:

0:00 - Catching up

3:20 - IBC and Thanksgiving

3:40 - Reaping the rewards of your labor

8:53 - Legacy

12:04 - Getting IBC in place BEFORE the hard times

19:14 - The power of long-term visions

29:35 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

So many Americans have a financial plan that rests on a series of “ifs”.

Relying on things going right and not going wrong is no way to plan – especially when it comes to securing your financial future, and legacy.

In this week’s episode, Dave and Paul break down some of the biggest “ifs” that you must face if you have a traditional financial plan.

Episode Highlights:

0:00 - Catching up, election, etc.

8:19 - Child gets sick, disease

11:50 - When a policy goes “cash on cash”

13:30 - The traditional American financial plan

14:35 - Some of the ‘ifs’, “If I can work through age 65”

20:44 - The market isn’t meant to be “income producing”

22:45 - “If tax rates remain the same (or go down)”

27:05 - “This plan is going to succeed IF…”

31:12 - “IF inflation comes down..”

34:12 - “IF social security is still around..”

34:49 - “IF I don’t get sick..”

36:42 - “IF my children never need my help”

44:09 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Episode Highlights:

0:00 - Introduction

0:55 - Episode beginning

2:37 - “Being an owner”

9:03 - Being a “partner” in whole life insurance

11:47 -  Home ownership, IBC doesn’t fix bad habits

13:34 - Ownership is key, being a business owner

16:00 - “Are the wealthiest people usually..”

24:18 - Minimizing risk and maximizing equity

26:46 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Dave and Paul are no strangers to the confusion that is “financial advice” in the online space.

Everyone has an opinion.. And the worst part? They all seem to contradict one another.

In this week’s follow-up episode, Dave and Paul continue discussing this info dilemma that most Americans find themselves facing. Additionally, the guys finish reviewing the article that covers reasons one you shouldn’t get involved with whole life..

Episode Highlights:

0:00 - Introduction and recap

2:08 - #6 reason: the tax advantages are “oversold”

10:17 - #7 reason: “rate of returns”

11:27 - #8 reason: “low returns”

14:09 - #9 reason:  “the cost of insurance rises”

17:07 - #10 reason:  “non qualified investment are not that bad”

23:41 - Talk to someone who is ‘biased’

24:38 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Dave and Paul are no strangers to the confusion that is “financial advice” in the online space.

Everyone has an opinion.. And the worst part? They all seem to contradict one another.

In this week’s episode, Dave and Paul discuss this info dilemma that most Americans find themselves facing. How do you resolve it? Who do you trust?

Additionally, the guys review a piece of “biased content” on whole life insurance and break down the POV of the author as well as the actual reality when it comes to IBC and whole life in general.

Episode Highlights:

0:00 - Introduction

0:53 - Episode beginning

2:01 - Whole life haters

3:47 - “Where do you get your advice?”

7:41 - “What are you an expert in?”

11:24 - #1 reason to not get whole life: “bad advice”

15:56 - #2 reason: “there’s a better use for your $”

19:32 - #3 reason: “life changes”

23:45 - #4 reason: “unnecessary insurance”

28:24 - #5 reason: “asset protection”

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

You may have been told once or twice that “buying term and investing the difference” is a pretty slick idea..

But when you look at what you sacrifice, the choice between term life insurance and whole life insurance couldn’t be more clear.

In this week’s episode, Dave and Paul are taking you through this pop finance strategy and why you should avoid it if you want to be your own banker.

Episode Highlights:

(0:00) - Introduction

(0:49) - Episode beginning

(2:13) - Paul and the “survivor benefit plan”

(6:41) - Buy “time” and invest the difference

(10:05) - Detailing Dave Ramsey’s plan

(12:14) - What can ruin “the plan”?

(16:54) - A temporary solution to a permanent problem

(19:50) - What you CAN control

(21:39) - Insurance is only “worth it” if..

(23:41) - People think insurance is a sunk cost

(29:58) - The peace of mind that whole life gives you

(31:51) - IBC gives you the license to take some risk

(34:26) - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

We are joined today again by our guest Ryan Fleming, also known as "the Pilot's Advisor". Ryan is a Financial Advisor and holds a series 7 license, series 66 license, RICP, CRPC, and MBA. He is a 2001 graduate of the US Air Force Academy, a former Fighting Falcon’s wide receiver, and retired Air Force C-17 pilot. He currently flies for FedEx and lives in SC on the lake with his wife Kari and their 2 kids.

Ryan has been a Financial Advisor since 2008 and has worked primarily with commercial airline and cargo pilots helping them manage their portfolio and provide them a "safe landing" in retirement. You can find out more about Ryan and even order his Pilot's Advisor Toolkit from the websites here:

https://retirepilots.com/

http://ibc4pilots.com/

Episode Highlights:

0:00 - Introduction

1:54 - Episode beginning

5:01 - Flexibility, the two phases of retirement

6:08 - Ryan’s accumulation strategy

12:04 - “Typical” group policies

13:16 - Being underinsured

15:49 - Retirement and IBC

19:07 - The stigma with insurance

20:36 - Your “license to spend”

21:54 - Opening policies for kids

26:18 - Having access to capital

31:05 - If you’re a pilot…

31:42 - How you can find Ryan

34:02 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

It’s that part of the year we all dread.. tax time.

Maybe.. It doesn’t need to be such a drag in the first place – if you have a plan in place for how you can properly place and sequence your money for maximum benefit come tax season.

This week’s episode also takes you through Paul’s very own strategy and how he’s addressing his tax obligations with his own banking system.

Episode Highlights:

0:00 - Introduction

1:13 - Episode beginning

4:02 - Life insurance and your “future value”

5:02 - Real world example of the IBC thought process

5:45 - “Tax time” for Paul

7:58 - Dealing with the upcoming tax bill

11:39 - Running cash through your policies

18:20 - Premium deposit fund

21:33 - The ultimate combo..

23:23 - Funding the premium long-term

25:21 - Privacy

32:11 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

This week, Dave and Paul ask a simple question:

“Are you better off now than you were 4 years ago?”

It’s no secret that IBC is a stable asset, in fact, it will continue to appreciate no matter who the President is, or the state of the economy.

This is the best “place” for your money to be. Protected from uncontrollable external factors that you can’t plan for.

No more hills and valleys like you see in the stock market, or with a 401k – no more getting screwed by inflation, the Fed, taxes or politicians.

So tune in to see how, financially, you can be “better off than you were 4 years ago”, and for each year after that..

Episode Highlights:

(0:00) - Introduction

(1:12) - Episode beginning, catching up

(4:06) - What Dave and Paul DON’T care about

(6:12) - Success in spite of politics and economic changes

(9:06) - Independence

(10:04) - Are you better off now than you were 4 years ago?

(14:29) - Flexibility and opportunities

(20:28) - What can you control?

(23:51) - There is no better loan you can take..

(26:15) - Bringing the focus to your own personal economy

(28:19) - What else has gone up?

(34:46) - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]