By Dalene Higgins
Are you ready to transform retirement uncertainty into a clear, actionable plan? If you’re looking to retire in the next 5-10 years, you’ve come to the right spot.
Only 54% of Gen Xers
4.6
2424 ratings
The podcast currently has 85 episodes available.
Join the Financial Freedom Accelerator and create your plan for a stress-free retirement today!
This episode is about the importance of creating a personal ‘why’ for retirement and defining it with such clarity that you can’t help but focus on making it become a reality.
The episode shares personal experiences of setting retirement goals, working with clients to achieve financial freedom, and addressing gaps in traditional retirement planning that focus solely on money.
01:28 Understanding the Importance of Your 'Why'
02:02 My Personal Journey to Retirement
04:51 Identifying Gaps in Retirement Planning
06:43 The Four Pillars of Retirement Planning
09:40 Action Steps to Create Your 'Why'
Get all your questions answered!!
🌻 Send me your question through DM on Instagram!
💜 For more complicated questions, schedule your complimentary Retirement Vision Session.
👩💻 For any other questions, visit my website to get in touch directly.
Join the Financial Freedom Accelerator and create your plan for a stress-free retirement today!
In this episode, I welcome guest, Christopher Hensley, a financial advisor with over two decades of experience, to discuss the complexities of Social Security.
We discuss factors affecting the best time to start claiming benefits, special considerations for those with pensions, and strategies for integrating Social Security into an overall retirement plan.
Christopher also dispels common misconceptions about Social Security's future and provides actionable advice for maximizing benefits. Listeners are encouraged to save diligently and plan for a secure retirement.
00:38 Understanding Social Security Benefits
01:06 Strategies for Claiming Social Security
02:11 Special Cases and Exceptions
03:12 Widow's Benefits and Survivor Strategies
04:37 Maximizing Social Security Benefits
08:59 Common Misconceptions About Social Security
12:28 Working After Retirement Age
15:49 Windfall Elimination and Government Pension Offset
20:38 Integrating Social Security into Retirement Plans
23:04 Final Thoughts and How to Connect
Connect with Christopher:
linkedin.com/in/christopher-hensley-9584449
Websites
Book your complimentary Retirement Vision Session!
Get all your questions answered!!
🌻 Send me your question through DM on Instagram!
💜 For more complicated questions, schedule your complimentary Retirement Vision Session.
👩💻 For any other questions, visit my website to get in touch directly.
Join the Financial Freedom Accelerator and create your plan for a stress-free retirement today!
In this episode, I discuss the importance of saving for retirement and how to ensure you have enough money when you retire.
This episode outlines practical steps to manage money, eliminate unnecessary expenses, and build a robust saving habit. I also highlight the importance of having an emergency fund, paying down debt, and preparing for unforeseen expenses like inflation or job loss.
Listeners are encouraged to start small, prove the ability to save consistently before delving into more complex investment strategies and take actionable steps today to secure their financial future.
00:53 Immediate Steps to Start Saving
01:00 The Importance of Employer Match
01:48 Challenges and Misconceptions About Saving
03:41 The Right Approach to Managing Money
06:39 Benefits of Saving
15:35 Steps to Build a Stable Financial Future
Mentioned in this episode:
All About Savings Podcast Playlist
Book your complimentary Retirement Vision Session!
Get all your questions answered!!
🌻 Send me your question through DM on Instagram!
💜 For more complicated questions, schedule your complimentary Retirement Vision Session.
👩💻 For any other questions, visit my website to get in touch directly.
Join the Financial Freedom Accelerator and create your plan for a stress-free retirement today!
In this episode, the host explores the secret to budgeting success—a consistent money routine. Listeners struggling to make their budgets work will discover how a structured approach to money management can transform their finances.
A money routine is about more than just paying bills; it’s a weekly commitment to actively manage your finances.
Listen to this episode to learn practical tips for personalizing these routines, making them enjoyable, and ensuring they align with financial goals.
02:08 The Importance of a Money Routine
04:01 Steps to Create a Money Routine
05:24 Real-Life Client Example
08:16 Create Check-In Times
08:33 Stay on Top of Spending
10:08 Make It Fun and Comfortable
11:03 Build a Money Routine
11:34 Commit to Your Financial Goals
Get all your questions answered!!
🌻 Send me your question through DM on Instagram!
💜 For more complicated questions, schedule your complimentary Retirement Vision Session.
👩💻 For any other questions, visit my website to get in touch directly.
Join the Financial Freedom Accelerator and create your plan for a stress-free retirement today!
During this guest episode, I am lucky to interview Alexandra Dotcheva, who shares her transformative journey from an immigrant violinist to a financially independent real estate investor. She discusses the challenges she faced during the 2008 financial crisis, the pivotal shift to a nursing career for stability, and achieving financial success through disciplined real estate investments.
Tune in for insights on overcoming financial struggles, managing risks, and long-term goal focusing, along with an overview of the guest's coaching services and book.
00:06 Immigrant Journey and Financial Struggles
06:12 Strategies for Paying Off Debt
11:45 The Importance of Financial Goals
12:07 Coaching on Financial Discipline
12:26 Understanding Good and Bad Debt
13:14 Building Financial Habits and Mindset
Connect with Alexandra:
On her website Holistic Self Confidence
YouTube
Check out her book on Amazon
Get all your questions answered!!
🌻 Send me your question through DM on Instagram!
💜 For more complicated questions, schedule your complimentary Retirement Vision Session.
👩💻 For any other questions, visit my website to get in touch directly.
Join the Financial Freedom Accelerator and create your plan for a stress-free retirement today!
In this episode, I discuss the emotions tied to spending and their impact on not only achieving financial goals, but making impactful decisions. I share a client story demonstrating the importance of identifying personal values to forge a positive relationship with money.
You will learn practical tips like aligning purchases with their values and managing credit card balances to ease financial stress. Actionable steps are given to help shift from guilt-ridden spending to valuing what you spend.
00:00 Introduction to Spending Emotions
01:17 Client's Spending Struggles
04:38 Shifting Spending Perspectives
07:55 Overcoming Self-Criticism in Financial Decisions
09:05 Building Motivation Through Defining Values
10:35 Aligning Spending with Your Values
13:10 Exploring Financial Purpose and Goals
15:47 Align Spending with Values for a Guilt-Free Life
Episode 68 - How My Client Learned To Spend More On Herself
The Retirement Vault
Get all your questions answered!!
🌻 Send me your question through DM on Instagram!
💜 For more complicated questions, schedule your complimentary Retirement Vision Session.
👩💻 For any other questions, visit my website to get in touch directly.
Join the Financial Freedom Accelerator and create your plan for a stress-free retirement today!
To have a happy and successful retirement takes more than just enough money. In this episode, I discuss three common retirement gaps that could lead to disappointment and boredom in retirement. Beyond the financial side, it’s essential to plan for your dreams, desires, goals, and hobbies. These gaps can greatly impact the quality of your retirement, and addressing them now will help shape a fulfilling and secure future.
00:00 Introduction to Retirement Planning
00:54 The Importance of a Clear Retirement Vision
02:08 Planning Activities for a Fulfilling Retirement
07:35 Understanding the Financial Impact of Retirement Goals
10:47 The Need for Adequate Cash Savings
13:28 Conclusion and Next Steps
Resources Mentioned in the Episode
The Retirement Vault
Get all your questions answered!!
🌻 Send me your question through DM on Instagram!
💜 For more complicated questions, schedule your complimentary Retirement Vision Session.
👩💻 For any other questions, visit my website to get in touch directly.
Join the Financial Freedom Accelerator and create your plan for a stress-free retirement today!
Will I run out of money in retirement? It’s a question many people ask in one form or another. In today’s episode, I explore why this question lingers in your mind and how you can shift your thinking to trust that you’ll be financially secure. We’ll dive into how your past financial behaviors may be fueling this fear, and more importantly, the steps you can take to break free from that mindset, empowering you to step confidently into a successful retirement.
00:27 Client Story: Facing Retirement Fears
04:11 Common Concerns: Is It Going to Be Enough?
07:25 Defining Your Retirement Vision
09:29 Connecting Vision to Finances
10:37 Client Success Story: Shifting Beliefs
11:55 Take Action: Make Retirement Possible
Resources Mentioned in the Episode:
Retirement Readiness Checklist
Free Retirement Vision Session
Financial Freedom Accelerator
Get all your questions answered!!
🌻 Send me your question through DM on Instagram!
💜 For more complicated questions, schedule your complimentary Retirement Vision Session.
👩💻 For any other questions, visit my website to get in touch directly.
In this episode, I explore the common reasons why people hesitate to invest in themselves and share the story of a client who waited five years before taking action, highlighting the significant impact of that delay. I also dive into the concept of opportunity cost, the advantages of compound interest, and strategies for managing debt.
Additionally, I explain how financial coaching can offer clarity, create structured plans, and build the confidence needed to help you reach your financial goals.
00:00 Introduction: Why Do We Delay Getting Help?
00:29 Common Reasons for Delaying Self-Investment
01:06 The Financial Concerns of Investing in Yourself
02:07 Client Story: Overcoming Financial Delays
04:06 Understanding Opportunity Cost
08:08 The Benefits of Financial Coaching
Mentioned in Episode:
Financial Freedom Accelerator
Budget Breakthrough Call
Get all your questions answered!!
🌻 Send me your question through DM on Instagram!
💜 For more complicated questions, schedule your complimentary Retirement Vision Session.
👩💻 For any other questions, visit my website to get in touch directly.
In this episode, I share what you can expect inside of the Make Retirement Possible membership.
The membership offers recorded trainings, worksheets, and a monthly live Q&A session to help members effectively plan their retirement. The experience is self-led and I share how to level up that self-led experience with support from myself, as well as how much time you should expect to spend in the membership each month to get the desired results.
00:00 Introduction to Make Retirement Possible Membership
00:47 Membership Details and Benefits
02:17 Step-by-Step Guide to Retirement Planning
02:38 Mastering Cash Flow
03:37 Defining Retirement Goals
04:31 Creating a Retirement Budget
06:25 Building a Solid Savings Plan
07:40 Managing Debt in Retirement
08:35 Understanding Social Security, Pension, and Medicare
12:13 Conclusion and Final Thoughts
Join the membership HERE
Get all your questions answered!!
🌻 Send me your question through DM on Instagram!
💜 For more complicated questions, schedule your complimentary Retirement Vision Session.
👩💻 For any other questions, visit my website to get in touch directly.
The podcast currently has 85 episodes available.
2,995 Listeners
1,834 Listeners
712 Listeners
1,923 Listeners
1,234 Listeners
3,473 Listeners
351 Listeners
591 Listeners
625 Listeners
3,005 Listeners
874 Listeners
1,225 Listeners
487 Listeners
166 Listeners
281 Listeners