If you feel like you’re late to the retirement game and don’t have much saved… you’re not alone. But here’s the truth. This isn’t just about balancing bills and savings anymore. You’re on a mission and every dollar you spend (or save) matters. The solution isn’t another tight budget. It’s clarity, alignment, and strategy.

In This Episode, You’ll Learn:

✅ Why your retirement savings problem isn’t just about needing to “save more”

✅ The key mindset shift that helps you stop feeling restricted

✅ Tips for saving for retirement that actually work 

✅ The 4-step process I use with clients to find hidden savings

✅ How to align your spending with what matters most without sacrificing joy

Send me an email with your questions, thoughts, and takeaways from the podcast: [email protected]

Book your Retirement Roadmap Session today and take the first step toward simple stress-free saving

Book A Free Clarity Connection Call to chat about working with me

Or, grab one of my free resources to help you take the first step:

5 Must-Do Steps for Retirement Planning — A simple guide to help you prepare with purpose

Retirement Ready Checklist — Make sure you’re not missing a single step on the road to retirement

If you’ve ever thought, “I need a side hustle” or “What side hustle can I do?”, this episode is packed with inspiration and practical advice.

My guest, Chloe Winstanley, shares how she turned her passion for crafting into a successful side business. What started as selling polymer clay earrings online during the pandemic has now grown into hosting multi-craft workshops in both New Zealand and Seattle.

In this episode, you’ll learn:

✅ How to start a side hustle that aligns with your creativity and lifestyle

✅ Tips for running successful craft fairs and in-person workshops

✅ How to pivot during tough seasons and keep showing up

✅ What to consider when trying to make money with a side hustle

✅ The value of persistence, community, and connecting with others along the way

If you’re curious about starting something of your own, be sure to connect with Chloe:

Instagram: www.instagram.com/100kartist

Website: http://www.100kartist.com

Send me an email with your questions, thoughts, and takeaways from the podcast: [email protected]

Book your Retirement Roadmap Session today and take the first step toward simple stress-free saving

Book A Free Clarity Connection Call to chat about working with me

Or, grab one of my free resources to help you take the first step:

5 Must-Do Steps for Retirement Planning — A simple guide to help you prepare with purpose

Retirement Ready Checklist — Make sure you’re not missing a single step on the road to retirement

You’re trying your best to budget, but every month you overspend at least one category, right? But let me ask you, did you create your budget with a crystal ball? If you’ve ever given up on budgeting because “it never goes to plan,” this one’s for you. 

In this episode, I’m sharing 3 powerful mindset shifts and practical steps that will help you build a better budget.

What you’ll learn:

✅ Why your budget should be a plan, not a prediction

✅ How to stop seeing overspending as failure and use it as feedback

✅ What tracking your expenses will help you do

✅ How to budget successfully long-term (hint: it’s not restriction)

Additional resources:

Episode 66 - Why Budgeting Isn’t Enough And What You're Leaving Out

Episode 67 - Why Avoiding Budgets Can Lead to Missing Out

Send me an email with your questions, thoughts, and takeaways from the podcast: [email protected]

Book your Retirement Roadmap Session today and take the first step toward simple stress-free saving

Book A Free Clarity Connection Call to chat about working with me

Or, grab one of my free resources to help you take the first step:

5 Must-Do Steps for Retirement Planning — A simple guide to help you prepare with purpose

Retirement Ready Checklist — Make sure you’re not missing a single step on the road to retirement

Have you ever felt guilty for spending money on something you love because you think it’s keeping you from being successful with money? It’s not about how to spend less and save more, but how to spend money without guilt.

Here’s what you’ll learn: 

✅ Why skipping the $5 coffee isn’t the answer and what actually helps you save money for retirement

✅ How to shift your mindset from restriction to intention when it comes to spending and saving

✅ A simple framework to align your spending with what matters most so you can save wisely and enjoy your money

✅ The key step most people miss when trying to figure out how to save money and spend wisely and how to fix it

Additional resources:

Ep 68 How My Client Learned to Spend More On Herself

Send me an email with your questions, thoughts, and takeaways from the podcast: [email protected]

Book your Retirement Roadmap Session today and take the first step toward simple stress-free saving

Book A Free Clarity Connection Call to chat about working with me

Or, grab one of my free resources to help you take the first step:

5 Must-Do Steps for Retirement Planning — A simple guide to help you prepare with purpose

Retirement Ready Checklist — Make sure you’re not missing a single step on the road to retirement

Feeling overwhelmed by everything you think you need to do before you retire? In this episode, I’m helping you calm that retirement anxiety by narrowing your focus. Instead of juggling a long list of to-dos, I’ll show you how choosing just one thing, like paying off your mortgage, can create momentum.

Here’s what we’ll cover:

✅ How to acknowledge and navigate retirement overwhelm

✅ Why simplifying your focus helps reduce retirement anxiety

✅ The power of choosing one goal, such as paying off your mortgage

✅ How to build a simple plan and track your progress toward retirement

If anxiety about retirement is keeping you stuck, this episode will help you take a breath, get clear, and move forward with purpose.

Send me an email with your questions, thoughts, and takeaways from the podcast: [email protected]

Book your Retirement Roadmap Session today and take the first step toward simple stress-free saving

Book A Free Clarity Connection Call to chat about working with me

Or, grab one of my free resources to help you take the first step:

5 Must-Do Steps for Retirement Planning — A simple guide to help you prepare with purpose

Retirement Ready Checklist — Make sure you’re not missing a single step on the road to retirement

In this episode, Drew Boyer, a CFP, shares his journey in the financial industry, the inspiration behind his book 'Hip Hop X Finance,' and practical advice for managing personal finances.

✅ The Inspiration Behind 'Hip Hop x Finance'

✅ Financial Lessons from Hip Hop

✅ Drew's Personal Financial Struggles

✅ Financial Education and Early Lessons

✅ Advice for Overcoming Financial Challenges

Connect with Drew Boyer

https://www.facebook.com/hiphopxfinance/

https://www.tiktok.com/@hiphopxfinance

https://www.instagram.com/hiphopxfinance/

https://hiphopxfinance.com/

Send me an email with your questions, thoughts, and takeaways from the podcast: [email protected]

Book your Retirement Roadmap Session today and take the first step toward simple stress-free saving

Book A Free Clarity Connection Call to chat about working with me

Or, grab one of my free resources to help you take the first step:

5 Must-Do Steps for Retirement Planning — A simple guide to help you prepare with purpose

Retirement Ready Checklist — Make sure you’re not missing a single step on the road to retirement

What if your spouse, or even you, wants to retire sooner than planned? 

In this episode, I’m walking you through what to consider before saying yes to early retirement and how to start running the numbers. If you’ve ever asked yourself, “How do I know if I can retire?”, you’re in the right place. 

In this episode, you’ll learn:

✅ 3 questions to explore early retirement readiness

✅ How to calculate income replacement

✅ Why a clear budget gives you confidence to take bold steps

✅ How to run a simple “what if” scenario with your real numbers

Episodes Mentioned:

Ep 125 - What If You’re Closer to Retirement Than You Think?

Send me an email with your questions, thoughts, and takeaways from the podcast: [email protected]

Book your Retirement Roadmap Session today and take the first step toward simple stress-free saving

Book A Free Clarity Connection Call to chat about working with me

Or, grab one of my free resources to help you take the first step:

5 Must-Do Steps for Retirement Planning — A simple guide to help you prepare with purpose

Retirement Ready Checklist — Make sure you’re not missing a single step on the road to retirement

You’ve been told to save for retirement and then just retire. But what about everything in between? What should you be doing now to make sure retirement actually happens? In this episode, I’ll share 3 steps to start your retirement planning process today.

In this episode, you’ll learn:

✅ What is retirement planning 

✅ How to get clear on your current finances 

✅ Why that directly impacts how much you’ll need in retirement

✅ Why defining your ideal retirement and timeline matters

✅ How to start budgeting for both 

Send me an email with your questions, thoughts, and takeaways from the podcast: [email protected]

Book your Retirement Roadmap Session today and take the first step toward simple stress-free saving

Book A Free Clarity Connection Call to chat about working with me

Or, grab one of my free resources to help you take the first step:

5 Must-Do Steps for Retirement Planning — A simple guide to help you prepare with purpose

Retirement Ready Checklist — Make sure you’re not missing a single step on the road to retirement

You want to retire, but the more you think about it, the more worried you become. Some days, you find yourself doubting retirement altogether. In this episode, I share why I stand by the belief that if you believe you can, you will. This episode will help you get unstuck and find a way to take action. 

In this episode, you’ll learn:

✅Why doubt is the biggest hurdle to feeling retirement-ready

✅ How to uncover the limiting beliefs that are fueling your fear

✅How to shift your mindset so you can take action

Additional resources:

Episode 63 - Why You Feel Broke and How to Manage Your Cash Flow Effectively

Episode 124 - How to Budget for Retirement Without Sacrifices

Send me an email with your questions, thoughts, and takeaways from the podcast: [email protected]

Book your Retirement Roadmap Session today and take the first step toward simple stress-free saving

Book A Free Clarity Connection Call to chat about working with me

Or, grab one of my free resources to help you take the first step:

5 Must-Do Steps for Retirement Planning — A simple guide to help you prepare with purpose

Retirement Ready Checklist — Make sure you’re not missing a single step on the road to retirement

Tired of surprise expenses stealing your savings? Learn how the sinking fund approach can protect your savings and get you back on track for retirement.

Increasing your financial stability is key to reaching financial freedom.

What You’ll Learn in This Episode:

•Why unexpected expenses are the biggest stumbling block to retirement

•How the sinking fund method will help you protect your savings 

•3 steps to grow your sinking funds with purpose and ease

Send me an email with your questions, thoughts, and takeaways from the podcast: [email protected]

Book your Retirement Roadmap Session today and take the first step toward simple stress-free saving

Book A Free Clarity Connection Call to chat about working with me

Or, grab one of my free resources to help you take the first step:

5 Must-Do Steps for Retirement Planning — A simple guide to help you prepare with purpose

Retirement Ready Checklist — Make sure you’re not missing a single step on the road to retirement