[Ep 168] 

If you’ve ever thought, “I just need more discipline with my budget,” this episode is for you. Many smart, motivated women already have a budget or money plan that works until it doesn’t. A birthday, a trip, an emotional splurge and suddenly it feels like you’ve failed. But the truth is, your budget problem can’t be solved with more discipline.

In this episode, I explore why discipline is often the wrong tool for achieving consistent financial progress and how relying on it can actually lead to feelings of shame, self-doubt, and stalled retirement goals. Instead, you’ll learn why a clear money plan, rooted in your values, financial priorities, and a supportive budget system, is what truly creates confidence and follow-through.

What You’ll Learn in This Episode:

✅ Why discipline won’t fix inconsistent spending or budget frustration
✅ The real definition of discipline and why it doesn’t belong in your money plan
✅ How values budgeting creates clarity and reduces second-guessing
✅ The difference between financial values and financial priorities (and why you need both)
✅ Why awareness is the most underrated skill in money management
✅ How clarity today accelerates retirement confidence and freedom

💜 Book your free Retirement Clarity Call

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