Have you ever wondered the difference between a financial coach and a financial advisor? 

Today’s episode I explain the necessary role of each in your journey to financial freedom. 

Listen as I share:  

• When each role is applicable
• How they complement each other
• What it looks like to work with them
• How to choose which one or both is best for you

What topic or question would you love answered on the podcast?

Not sure what you need to do to make retirement happen? 

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Looking to learn more about being retirement ready?

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.

Connect with me

Facebook:  https://www.facebook.com/dalene.higgins/

Alfredo Zapata, originally from Mexico, is a nutritionist, fitness coach, speaker, and author. For the last 30 years, he has been studying physical and mental performance and different techniques to keep the body healthy in an unconventional way with his program *Connect Mind and Body*. He lived in Los Angeles for over 28 years, married with two children, and worked with executives from FOX, Platinum Studios, and pro athletes. 

Alfredo shares his journey in a new country, getting married, and how they navigated finances.

• From single to married handling money
• Financial struggles as new parents
• Struggling as a new entrepreneur
• Avoiding finances and debt keeps climbing
• Life lesson found in filing bankruptcy

Connect with Alfredo!

Instagram

LinkedIn

YouTube

What topic or question would you love answered on the podcast?

Not sure what you need to do to make retirement happen? 

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Looking to learn more about being retirement ready?

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.

Connect with me

Facebook:  https://www.facebook.com/dalene.higgins/

Have you ever had an expense sneak up on you? Totally wreck your budget? Then you gave up?! 

Even if you didn't completely give up, your budget was off and you were winging it for the rest of the month! 

What if I told you, there was a way to actually plan for these expenses?

Listen as I share:  

• How to define these expenses
• Lose the month-to-month focus
• Recognize irregular activities
• How to create funds in your budget

What topic or question would you love answered on the podcast?

Not sure what you need to do to make retirement happen? 

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Looking to learn more about being retirement ready?

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.

Connect with me

Facebook:  https://www.facebook.com/dalene.higgins/

Rachel S. Ruby, Divorce Healing Coach

Rachel S. Ruby is an attorney, entrepreneur, author, writer and coach. She worked in family law and was a certified divorce mediator. She has authored several other books, and Divorce to Bliss is her most heartfelt book to date. It took a big journey through the dark tunnel of divorce for Ms. Ruby to find true happiness and live her best life. It is her passion and her mission to share this pathway to happiness after divorce, so that others can live their truth and find ultimate bliss.

Today she joins the podcast to share eight (8) steps to rewire body, mind, and spirit, and heal after divorce.

1. Make a plan to financially support yourself
2. Take control of your health
3. Express and recognize your feelings
4. Learn to let go
5. Build support networks
6. Get out of the victim state
7. Forgiveness
8. Having an abundance mindset

Connect with Rachel:

Instagram

Facebook

LinkedIn

Website

Divorce to Bliss book

What topic or question would you love answered on the podcast?

Not sure what you need to do to make retirement happen? 

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Looking to learn more about being retirement ready?

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.

Connect with me

Facebook:  https://www.facebook.com/dalene.higgins/

Angela is a Certified Christian Life coach and motivational mentor. Her 19 year career in education and her lifelong walk with God have equipped her with the skills, gifts, and experience needed to partner with women and transform their lives through coaching and applying biblical principles to everyday life. Faith over fear is her motto for life and God's provision and blessings are abundant because of her obedience to His calling on her life and she is passionate about sharing her story with others in an effort to inspire them to take their own leaps of faith and follow God.

Listen in as she shares:  

• Her career pivot story from principal to life coach
• How taking a leap of faith brought her wealth
• Monetary wealth vs. Other wealth
• Obedience equals abundance

Connect with Angela!

Instagram

Facebook Community

What topic or question would you love answered on the podcast?

Not sure what you need to do to make retirement happen? 

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Looking to learn more about being retirement ready?

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.

Connect with me

Facebook:  https://www.facebook.com/dalene.higgins/

Learning to be intentional with your money is so important. Do you plan what you are going to do with your money? Are you deliberate with each purchase you make during the month?

Listen as I share:  

• What intentional means and how it’s a money strategy
• Four (4) ways to be intentional with our money
• How adding several levels makes managing money easier

What topic or question would you love answered on the podcast?

Not sure what you need to do to make retirement happen? 

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Looking to learn more about being retirement ready?

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.

Connect with me

Facebook:  https://www.facebook.com/dalene.higgins/

Sam X Renick is an internationally recognized leader and pioneer in financial literacy. He is a source and force of knowledge and joy on great money habits.

In 2001, Sam founded the “It’s a Habit!” Company and co-created children's storybook character Sammy Rabbit to make it easy for anyone to talk to and teach young children about great money habits!

Listen in as he shares:  

• Learn to work hard and make good money choices
• Messages kids receive about money
• Spend smartly by learning to spend to save
• Wants vs. Needs vs. Necessities 
• Get kids into the habit of saving
• Saving is an education

Connect with Sam X!

LinkedIn: Sam X Renick 

Twitter: @SammyRabbit1 

Website: SammyRabbit.com 

Email: [email protected]

What topic or question would you love answered on the podcast?

Not sure what you need to do to make retirement happen? 

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Looking to learn more about being retirement ready?

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.

Connect with me

Facebook:  https://www.facebook.com/dalene.higgins/

Today’s episode is all about how to set ourselves up for success. You can definitely use these steps in any aspect of life, but I focus on how these specifically relate to money. A solid foundation of success strategies to help you remember the basics is essential while on your journey to financial freedom. 

Listen in as I share 8 tips to be successful:  

• Identify your goals, be specific
• Learn from what hasn’t worked; double down on what has
• Create a plan
• Measure your progress, in multiple ways
• Find an accountability partner
• Make it easy on yourself
• Be patient and persistent
• Celebrate all victories

What topic or question would you love answered on the podcast?

Not sure what you need to do to make retirement happen? 

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Looking to learn more about being retirement ready?

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.

Connect with me

Facebook:  https://www.facebook.com/dalene.higgins/

Struggling With Finding Wealth? Learn to Find Abundance By Change Your Money Beliefs and Embodying Your Worth

As a Speaker, Coach and CEO of The Riverstone Movement School, Leila Veronica helps high-performers, business owners & organizational leaders shift the physical component of their life. She integrates movement into your mental-mastery journey, so you can reach a greater potential faster without stressing or burning out.

Being raised by a single mom who showed her how to work hard. Then later married her stepfather, who won the lottery and within a year was more broke than before. The stories she grew up with around money and scarcity had a huge impact as she entered her career. As she explored her money beliefs, she later pivoted and found wealth and abundance. Listen in as Lila Veronica shares her money story and what led her to change her mindset. 

Connect with Lila Veronica:

Facebook

Instagram

LinkedIn

What topic or question would you love answered on the podcast?

Not sure what you need to do to make retirement happen? 

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Looking to learn more about being retirement ready?

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.

Connect with me

Facebook:  https://www.facebook.com/dalene.higgins/

Adam Jablin is a best-selling author, Inspirational Keynote Speaker, Transformational Life Coach, and Spiritual and Recovery Mentor. In 2006 Adam got clean and sober, which unleashed many gifts he had hidden inside. Adam inspires and teaches those fighting fears, alcoholism, and addictions to unleash their INNER HERO. 

My divorce was the hardest thing I ever had to go through. Tougher than getting clean and sober, drinking alcohol and substance abuse was like breathing air to me. The decision, the pain, the splitting of a family, the financial hardships felt like a death sentence. There is a recovery on the other side, there is a rainbow and my biggest lesson. It takes TWO to make it work and recover. Can’t be a one-man show!

Listen as Adams shares:

• Divorce was harder than addiction because…
• How you can find a rainbow on the other side
• You’re not every story you tell yourself

Connect with Adam!

Adam’s Website

Adam on Instagram

What topic or question would you love answered on the podcast?

Not sure what you need to do to make retirement happen? 

Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.

Looking to learn more about being retirement ready?

Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.

Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.

Connect with me

Facebook:  https://www.facebook.com/dalene.higgins/