In this episode of Deciphered, Adam Davis, Associate Partner at Bain & Company, and Jeff Tijssen, Expert Partner and Global Head of Fintech at Bain & Company are joined by Bain & Company partners Karim Ahmad, Michael Smith and Mike Cashman to discuss what they think the hottest trends in Fintech will be in 2023. After a turbulent 2022, what are some of the areas that will drive growth?

Timestamps:

- 3:57: Top 3 Fintech trends for 2023 
- 11:00: Things that won't change in the fintech sector 
- 13:10: Consolidation & acquisitions: Differences between the UK vs US 
- 15:44: Will VCs continue to see B2B as more shielded from volatility than B2C going into next year? 
- 18:30: What's investable right now? 
- 22:22: The pace of change in the financial services industry 
- 23:29: Hotly-anticipated payments infrastructure projects that will be implemented in 2023 
- 27:08: Real-time payments in the US & what's happening there vs Europe 
- 32:15: How will the crypto space evolve in the future? 
- 34:52: What's changed in the world of M&A in fintech 
- 38:06: What are some of the trends in 2022, and how adaptable will they be in 2023? 
- 42:08: What will Apple do for consumer financial services?
 

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• You can find Adam Davis here
• You can find Jeff Tijssen here
• You can find Karim Ahmad here
• You can find Mike Cashman here
• You can find Michael Smith here