Sign up to save your podcasts
Or
Share What Goes Up Must Come Down?
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
![Thoughts On Money [TOM]](https://podcast-api-images.s3.amazonaws.com/corona/show/799405/logo_300x300.jpeg){kind=logo}
What Goes Up Must Come Down?
This week's blogpost - https://bahnsen.co/4b4UxiQ
Navigating Home Affordability: Practical Insights
In this episode of the Thoughts on Money podcast, Trevor Cummings, joined by Blaine Carver, explores the current challenges of home affordability, discussing the impact of rising real estate prices and mortgage rates. They provide insights into why today's housing market is less affordable compared to previous decades, emphasizing the importance of considering financial ratios, such as home price-to-income. The conversation also delves into social pressures around home ownership and offers practical advice, including the significance of patience in financial decisions, the pitfalls of financial acrobatics, and the crucial role of parents in guiding their children through these financial choices.
00:00 Introduction to Thoughts on Money
00:40 Controversial Real Estate Opinions
01:34 Emotional Attachment to Real Estate
03:38 Baseball Anecdote and Home Prices
06:52 Affordability and Financial Ratios
11:12 Impact of Mortgage Rates on Home Buying
16:59 Generational Perspectives on Home Buying
20:41 Social Pressure and Home Ownership
21:49 Renting vs. Buying: Personal Experiences
24:52 Financial Acrobatics in Home Buying
26:55 Parental Support and Financial Independence
28:59 Key Financial Advice for Home Buyers
32:25 The Importance of Patience in Financial Decisions
38:16 Final Thoughts and Closing Remarks
Links mentioned in this episode:
View all episodes
By Trevor Cummings
5
3535 ratings
This week's blogpost - https://bahnsen.co/4b4UxiQ
Navigating Home Affordability: Practical Insights
In this episode of the Thoughts on Money podcast, Trevor Cummings, joined by Blaine Carver, explores the current challenges of home affordability, discussing the impact of rising real estate prices and mortgage rates. They provide insights into why today's housing market is less affordable compared to previous decades, emphasizing the importance of considering financial ratios, such as home price-to-income. The conversation also delves into social pressures around home ownership and offers practical advice, including the significance of patience in financial decisions, the pitfalls of financial acrobatics, and the crucial role of parents in guiding their children through these financial choices.
00:00 Introduction to Thoughts on Money
00:40 Controversial Real Estate Opinions
01:34 Emotional Attachment to Real Estate
03:38 Baseball Anecdote and Home Prices
06:52 Affordability and Financial Ratios
11:12 Impact of Mortgage Rates on Home Buying
16:59 Generational Perspectives on Home Buying
20:41 Social Pressure and Home Ownership
21:49 Renting vs. Buying: Personal Experiences
24:52 Financial Acrobatics in Home Buying
26:55 Parental Support and Financial Independence
28:59 Key Financial Advice for Home Buyers
32:25 The Importance of Patience in Financial Decisions
38:16 Final Thoughts and Closing Remarks
Links mentioned in this episode:
More shows like Thoughts On Money [TOM]
View all
The Briefing with Albert Mohler
8,699 Listeners
Breakpoint
3,095 Listeners
3 Martini Lunch – Political Humor & Commentary
1,534 Listeners
The Commentary Magazine Podcast
5,181 Listeners
The Editors
4,907 Listeners
The World and Everything In It
7,163 Listeners
The Dividend Cafe
590 Listeners
National Review's Radio Free California Podcast
698 Listeners
Uncommon Knowledge
2,035 Listeners
The McCarthy Report
2,842 Listeners
Life and Books and Everything
642 Listeners
Capital Record
456 Listeners
Morning Wire
26,662 Listeners