StackedLife - Authorized Infinite Banking

What is Whole Life Insurance Cash Value?

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The cash value of whole life insurance is one of the most enticing aspects of whole life and, yet, one of the most misunderstood!

In this episode, learn all about whole life insurance cash value, what it is, how it can be used, and why we should even care.


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  • (00:00) - 005 What is whole life insurance cash value
  • (01:24) - Whole life insurance is a lot like real estate
  • (02:49) - The Technical Defintion of Cash Value
  • (04:17) - How cash value relates to the death benefit
  • (06:39) - Accessing cash value
  • (10:06) - Cash value growth factors
  • (14:38) - What can we do with cash value?
  • (16:03) - Policy design considerations
  • (23:43) - Misconceptions about cash value
  • (28:13) - Additional resources
    • ...more
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    StackedLife - Authorized Infinite BankingBy John D. Perrings
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