Oliver Prill is the CEO of Tide, a leading business banking provider for UK SMEs. Charles McManus is the CEO of ClearBank, the first new clearing bank in the UK in nearly 200 years.

Tide and ClearBank recently won a £60 million grant as part of the RBS remedies program, which we've discussed before on the podcast and which Charles describes to start us off.

With the funding, Tide, backed by ClearBank, aims to achieve high single-digit market share in the UK SME banking market with its digital proposition.

In this conversation, we discuss Tide's plans as well as the UK SME market in general.

The first voice you'll hear in the conversation after mine is Charles's, followed by Oliver's. You'll hear us refer to the BCR, or Banking Competition Remedies, the body responsible for administering the remedies program.

In addition to the insights we deliver through our podcast and newsletter, Rebank offers advisory services to fintechs, banks and corporates.

Drawing on our experience starting, running and advising fintech businesses and our vast network of the most impactful fintech entrepreneurs, investors and innovators around the world, we help companies make sense of fintech, work through specific questions and optimize proposition and strategy.

For more information about our services, please visit www.bankingthefuture.com.

Thank you very much for joining us today. Please welcome, Oliver Prill and Charles McManus.