How much do you know about money? Surveys suggest that Irish adults are more confident in their financial literacy than they should be.Financial Adviser Padraic Kissane joins Kieran to give advice on how to get back on track with spending and saving.

How much do you know about money? Surveys suggest that Irish adults are more confident in their financial literacy than they should be. Financial Adviser Padraic Kissane joins Kieran to give advice on how to get back on track with spending and saving.

Why do people have issues with financial literacy?

The Hard Shoulder with Kieran Cuddihy on Newstalk. Join Kieran every weekday afternoon from 4-7pm for a round-up of the day’s events, interviews with the people at the centre of the stories – and a bit of craic along the way. <h4>Listen and subscribe to The Hard Shoulder&nbsp;on <a target="_blank" rel="noopener noreferrer nofollow" href="https://podcasts.apple.com/ie/podcast/highlights-from-the-hard-shoulder/id1155118264">Apple Podcasts</a>, <a target="_blank" rel="noopener noreferrer nofollow" href="https://podcasts.google.com/?feed=aHR0cHM6Ly93d3cubmV3c3RhbGsuY29tL2NvbnRlbnQvMDAxL3BvZGNhc3RGZWVkcy80MjcueG1s&amp;ved=0CAYQrrcFahcKEwjA-uKj2broAhUAAAAAHQAAAAAQGQ">Google Podcasts</a> and <a target="_blank" rel="noopener noreferrer nofollow" href="https://open.spotify.com/show/4tkASPyZ2YfG9gpeZ2hu0k">Spotify</a>.</h4>&nbsp;Download, listen and subscribe on the Newstalk App.&nbsp;You can also listen to Newstalk live on <a target="_blank" rel="noopener noreferrer nofollow" href="http://newstalk.com/listenlive">newstalk.com</a> or on Alexa, by <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.amazon.co.uk/Communicorp-Media-Newstalk/dp/B07D3YSBFX">adding the Newstalk skill</a> and asking: 'Alexa, play Newstalk'.

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The Hard Shoulder with Kieran Cuddihy on Newstalk. Join Kieran every weekday afternoon from 4-7pm for a round-up of the day’s events, interviews with the people at the centre of the stories – and a bit of craic along the way. Listen and subscribe to The Hard Shoulder on Apple Podcasts, Google Podcasts and Spotify.  Download, listen and subscribe on the Newstalk App.   You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.

The Hard Shoulder with Kieran Cuddihy on Newstalk. Join Kieran every weekday afternoon from 4-7pm for a round-up of the day’s events, interviews with the people at the centre of the stories – and a bit of craic along the way. Listen and subscribe to The Hard Shoulder&nbsp;on <a href="https://podcasts.apple.com/ie/podcast/highlights-from-the-hard-shoulder/id1155118264" rel="noopener noreferrer">Apple Podcasts</a>, <a href="https://podcasts.google.com/?feed=aHR0cHM6Ly93d3cubmV3c3RhbGsuY29tL2NvbnRlbnQvMDAxL3BvZGNhc3RGZWVkcy80MjcueG1s&amp;ved=0CAYQrrcFahcKEwjA-uKj2broAhUAAAAAHQAAAAAQGQ" rel="noopener noreferrer">Google Podcasts</a> and <a href="https://open.spotify.com/show/4tkASPyZ2YfG9gpeZ2hu0k" rel="noopener noreferrer">Spotify</a>.&nbsp;Download, listen and subscribe on the Newstalk App.&nbsp;You can also listen to Newstalk live on <a href="http://newstalk.com/listenlive" rel="noopener noreferrer">newstalk.com</a> or on Alexa, by <a href="https://www.amazon.co.uk/Communicorp-Media-Newstalk/dp/B07D3YSBFX" rel="noopener noreferrer">adding the Newstalk skill</a> and asking: 'Alexa, play Newstalk'.

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Why do people have issues with financial literacy?

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