Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about how she is able to avoid financial scams, the Dow and S&P both performing extremely well this year, the inflation environment having a better outlook, and how many Fed rate cuts we will see this year, how AI is impacting the economy, and the importance of diversifying your portfolio. Terry also answers all of your financial questions. And joining John and Terry once again is money manager Dr. Bob Froehlich, who explains why he remains guardedly optimistic on the stock market this year.