Aaron Kupec is joined by Mitch Gross, Eversource Public Relations. Theyt discuss the new text mesaging service and winter prep.

Aaron Kupec is joined by Mitch Gross, Eversource Public Relations. Theyt discuss the new text mesaging service and winter prep.

Doe Hentchel-Leadership Greater Hartford

Subject: Third Age Initiative. Doe says they help retirees address their emotional health. She says retirement can be somewhat isolation with the change from the focus on work and family, the keys to a sense of purpose for many adults, With the change in later life, is can lead to depression and loss of self-worth. Health may decline and friends and loved ones pass away and the result can be detachment, disengagement and withdrawal.

Aaron Kupec is joined by Rosa Deloro, Congresswoman from Connecticut’s Third Congressional District.

Aaron Kupec is joined by Rosa Deloro, Congresswoman from Connecticut’s Third Congressional District.

Pamela Atwood -Gerontologist and Executive Director of Colebrook Village new assisted living community in Hebron and Krystina Benson, Personal Trainer and Wellness Coach and owner of Kore Values in Eastern Connecticut.

Wellness in Aging. Krystina says there is a basic certification that trainers have, but there are the most important once to pay attention to are NASM, and ASM, American College of Sports medicine. She says most of the largest certifications have a longer study time and they get very detailed in learning about the body. Krystina says people looking for a personal trainer should ask why they got into the field. She says if the person did not get into the profession because they want to help people, chances are they are not going to be the best personal trainer. She says you want a personal trainer who is going to ask a lot of questions about your body and compile all the information they can so they can prepare a proper program for you.

John Holt-President and CEO of Nutmeg State Financial Credit Union

Mortgages. John says there are a number of things potential home buyers should do before applying for a mortgage. he says you should order a copy of your credit report and check it for accuracy. Clear up any discrepancies. Your credit score can determine your mortgage interest rate. He suggests working with a mortgage specialist to determine the amount of a home loan you can qualify for. He says depending on  how you are obtaining the money, the down payment can be low, sometimes around  only 3 percent, By putting down 20 percent John says  you can avoid  Private Mortgage Insurance  that will be added to the monthly payment.

Brian Flaherty, CBIA Senior Vice President, Public Policy. State of the business enviroment in CT. CBIA Views on the legislative session. 

Howard Schwartz-Executive Communications Director Connecticut better Business Bureau

Robocalls. Howard says law enforcement, regulators and foreign governments are working hard to put an end to the annoying and illegal marketing calls that come at any time of the day or night. he says the efforts a paying off. Over the past several years, Howard says, aggressive investigations have resulted in the shutdown of robocall and other illegal marketing operations and the arrest of those who  work in the call centers.

Karl Wangner, Executive Director of The Connecticut Council on Enviromental Quality talks with Aaron about it's annual report on the enviroment.