The Product Podcast

Xero CPTO on Building an Agentic AI Platform to Manage Multiple Agents | Diya Jolly | E289


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In this episode, Carlos Gonzalez de Villaumbrosia, CEO at Product School, sits down with Diya Jolly, CPTO at Xero, the global accounting platform trusted by over 4 million customers. Diya shares how Xero is redefining B2B software by building JAX, an agentic AI platform that intelligently manages specialized sub-agents to streamline business operations.

What you'll learn:

  • How Xero built an agentic AI platform that orchestrates multiple agents across payroll, payments, and bank reconciliation workflows.
  • The strategy for implementing strict guardrails to ensure accuracy in highly regulated, AI-driven accounting processes.
  • How to design a global product that scales common services while adapting to hyper-local tax and payment requirements.
  • The two-way door framework for accelerating product decisions and course-correcting with imperfect data.

Key takeaways:

  • Why the future of SaaS interfaces is conversational, transitioning users away from static dashboards into review and insight roles.
  • The strategic advantage of combining product and technology leadership into a single CPTO role to drive tighter cross-functional alignment.
  • Why deeply serving the SMB market requires specialized product design that balances consumer-grade simplicity with enterprise-grade workflow depth.


Credits:

Host: Carlos Gonzalez de Villaumbrosia
Guest: Diya Jolly

Social Links:

  • Find out more about Product School here
  • Follow our Podcast on TikTok here
  • Follow Product School on LinkedIn here



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