It's an encore presentation of last week's show with Tom Hegna, because of Spring Break!

David Hays welcomes author, economist and retirement guru Tom Hegna to the show this week. David and Tom will discuss a retiree's biggest worries - running out of money - and finding possible options to minimize the risk.

David and Tom will also discuss taxes - looking for investment accounts that can offer long-term tax benefits to individuals and families.

They will also talk about the national debt (currently at $36T and growing) and what Tom's perspective is on America's financial future.

Tom brings great expertise to the show - don't miss it!