David takes a look at international investing this week on the radio show. It's a global economy today, and what happens in other countries impacts Americans - and vice versa. David will look at what's been happening in Europe in recent history, including currency values, and how it all can impact investment returns.

Gold is always a big topic, and David will share some insights gained from a recent report from an investment firm. Plus the new chair of the Federal Reserve, Kevin Warsh, has his hands full as he takes on his new role.

Also, David will talk about AI and retirement planning - and while it may have some benefits, AI doesn't have compassion, knowledge and real-life experience to consider. 

Social Security is a big part of many retirees financial plans - and there are always rumors and concerns about the long-term role it will play as an income source.

This week on the show, David will talk about the history of Social Security - when it started, what has changed over the years, why a change in the 1980s was crucial and more.

Rod Holloway from CFCI will be calling in this week as well, giving an update on the markets, the new Fed Chair Kevin Warsh and where the country is related to the partial government shutdown.

Also - why you should not fully rely on dividends as a reliable source of income in retirement, and what happens now that the US national debt has surpassed GDP (Gross Domestic Product). 

At the end of March, the US national debt hit a new milestone - exceeding 100% of GDP (gross domestic product). This week David will take a look at what that means to the average American, as well as compare interest on our debt against national spending on defense. Plus, could this mean higher taxes? David will share details from his Ed Slott Elite IRA Advisor conference last month.

Many people have heard about "The Great Wealth Transfer," as Baby Boomers pass along inheritances to their heirs. However, people are living longer and more Americans are spending money on different things in their later years. David will talk about how this may impact Gen X.

Also - have you reviewed your 2025 tax return? Are you doing tax preparing or tax planning - because there is a difference! 

David is back in the studio this week after attending the Ed Slott Elite IRA Advisor conference - and there is much to discuss on this important retirement vehicle. David will share about a recent Wall Street Journal article on IRAs, as well as 50 Roth IRA considerations that came out of the conference.

Rod Holloway from CFCI will also be calling in early in the show to give an update on the state of the markets, the impact of the Middle East conflict and other topics.

Doug Hughes and Jim Inman are in the studio this week, as David Hays calls in from the Ed Slott Elite IRA Advisor Conference.

The trio will share about Indiana 529 plans, including some new rules and guidelines for 2026. April is Financial Literacy Month (as you've seen in recent emails), and David, Doug and Jim will discuss some lessons and ideas to help children (and adults) better understand their financial picture and the concepts of money.

It's coming up on wedding season (did you know all three hosts have officiated weddings?) and there will be some tips and conversation for engaged couples and newlyweds, before wrapping up the show with some of the common financial myths that won't die. It will be a fun, fast-paced show!

It's the Question-and-Answer Show this week, and David brings Jim Inman on board to discuss a variety of questions on Health Savings Accounts, Roth IRA conversion, making parents and grandparents your beneficiaries and one that is great for your next trivia party - how are Social Security Numbers assigned?

It's a fast-paced show filled with something for everyone!

It's been a big week in the markets - and Rod Holloway from CFCI will be joining David on the air this week. David and Rod will look at the first quarter of 2026, the latest news from the Middle East and what could be expected going into Spring.

Also, David will talk taxes - it's just under a week until Tax Day, and David will share what you can learn from your tax filing, as well as things to consider to potentially help your tax position.

Plus - mailbox money and diversifying your investments in a 401(k) account. 

The State of Retirement Savings is a key topic in this week's episode - an article from CBS News this week talks about how Americans are reducing their retirement savings, and David will share thoughts about the situation.

The new Trump Accounts for children have the potential to be very impactful - launching on July 4, 2026 and available to children born from January 1, 2025 to December 31, 2028, the funds start with a $1,000 contribution. David will expand on how beneficial the accounts can be for children born in the next few years.

David will also touch on the 1970s oil crisis (and how it compares to today), how the first quarter of 2026 shook out in the markets and much more. 

This week’s show touches on key financial headlines, from new savings strategies for kids to shifting housing costs and hidden drivers of inflation. There’s also a lighthearted take on March Madness brackets as a reflection of investing styles - highlighting the contrast between high-risk approaches and steady, index-style investing.

The conversation also dives into the growing concentration within the S&P 500 and why diversification still matters, alongside insights on long-term demographic trends and their impact on spending and the economy. The episode wraps with a focus on retirement planning - reminding listeners to plan for longevity, evolving spending needs, and the increasing importance of tax-efficient strategies like Roth accounts

This week David takes a look at the Middle East conflict and the impact it's having on the economy, gas prices and more. A recent Wall Street Journal article asked "Is War Good for the Economy?," and David will examine how war impacts spending and the job market.

Rod Holloway from CFCI will be on to talk inflation and the markets as well... plus many people want to leave a legacy after their passing. David will discuss the importance of charitable giving through estate planning.

And with March Madness starting up, millions of people are filling out their college basketball brackets. How do bracket selections translate to the predictability of you as an investor?