This week David shares about some recent interactions he's had - first as the moderator of a panel of local bankers for the Bloomington Economic Development Corporation (BEDC) as well as a meeting with Congresswoman Erin Houchin. David will recap both experiences and share what he learned.

Rod Holloway from CFCI will have a market update to share (including a discussion on tariffs) and David will also offer five retirement account moves that you can still make for 2024.

It's an encore presentation of last week's show with Tom Hegna, because of Spring Break!

David Hays welcomes author, economist and retirement guru Tom Hegna to the show this week. David and Tom will discuss a retiree's biggest worries - running out of money - and finding possible options to minimize the risk.

David and Tom will also discuss taxes - looking for investment accounts that can offer long-term tax benefits to individuals and families.

They will also talk about the national debt (currently at $36T and growing) and what Tom's perspective is on America's financial future.

Tom brings great expertise to the show - don't miss it!

Joining David this week is author, economist and retirement guru Tom Hegna. David and Tom will discuss a retiree's biggest worries - running out of money - and finding possible options to minimize the risk.

David and Tom will also discuss taxes - looking for investment accounts that can offer long-term tax benefits to individuals and families.

They will also discuss the national debt (currently at $36T and growing) and what Tom's perspective is on America's financial future.

Tom brings great expertise to the show - don't miss it!

You asked and we listened! This week we're back with the ever-popular Question-and-Answer Show with David and Jim Inman. We have a variety of questions this round, including:

• Can I give 529 funds to my niece after my daughter graduates college?

• What's the difference between per sterpes, per capita and pro rata?

• Where do my tax dollars go?

• When can I convert my SIMPLE IRA to a Roth IRA?

• What access does a Power of Attorney (POA) give an individual?

If you have a question for us, you can submit it here - https://www.cfci.us/your-money

David is on the microphone this week to address the fears and challenges coming from Washington in the last few weeks. Between tariffs, NATO, Warren Buffet, DOGE and Ukraine, there is a lot of change happening in the US... and David will look at some history of change in US politics and offer some ways to stay calm amid the media noise. Also this week, David will discuss spending in retirement. It's not always an easy thing to go, but it's an important part of a happy retirement. Plus IRA updates and common mistakes as well as the importance of beneficial ownership filing.

Doug Hughes and Jim Inman are in the studio this week with topics focused on those under 50. The conversations will start on managing debt and student loans and then shift into homeownership and real estate - certainly a significant topic in the country today.

Doug and Jim will and share about the importance of saving for retirement (including the differences between 401(k)s, IRAs and Roth IRAs) and planning for life's milestones - college savings, estate planning, emergency funding and more.

It's a deep dive on some key topics that may be beneficial to your kids or grandkids - or you!

David is on the air with thoughts on inflation - up 3% in January, according to a Labor Department announcement. He will also dive into investment vehicles like buffered ETFs (exchange-traded funds) and buffer annuities and explain the pros and cons when considering them for an investment portfolio.

David will also share about the psychology of money and understanding the differences in signing up for Social Security - your age, your marital history, minor children and more.  Did you know where your money comes from impacts how your save and how you spend? It’s something to consider while you’re listening to this week’s episode.

David welcomes local attorney Lance Like to the show this week for a full hour on estate planning. Whether someone is young or old, single or married, an estate plan is a key part of a person's long-term financial goals.

David and Lance will discuss Medicaid rules and planning, estate taxes, veterans benefits and why people should think of estate planning like tax planning. There will also be talk on Powers of Attorney (POA), providing for special needs children and the high estate tax exemption sunset in 2026.

If you want to know about estate planning, be sure to tune in this week - there will be a lot of information shared during the show!

David is in the studio this week and there is a lot to discuss out of DC - the announcement of a buyout for federal employees, a potential push on interest rates from the White House and what Fed Chair Jerome Powell shared on Wednesday.

David will also review last week in the markets, including a "black swan" event related to AI.

There's also conversation on gold, inflation and taxes - the season has begun, and David will dive into income tax as well as sales tax, usage tax and more. 

David is on the road this week, so Doug Hughes and Jim Inman are in the studio with the first Question-and-Answer Show of 2025. There are a variety of questions planned for this episode on transferring funds from a 529 college plan to another beneficiary, Health Savings Accounts (HSAs), the new Windfall Elimination Provision, 2025 catch-up updates on investment accounts and a few questions on IRAs.