This week on the show, author and podcast host David McKnight returns to talk about his Power of Zero Philosophy - a strategy built on the belief that tax rates are likely going up. If your savings are in IRAs or 401(k)s, future taxes could take a bigger bite than you think.

David Hays will also share insights from a recent meeting with Rep. Erin Houchin, touching on tax proposals, Social Security reform (or lack thereof), and why “Rothification” is gaining traction.

McKnight and Hays will also discuss the “Guru Gap” - where traditional financial advice from big names can fall short in real retirement planning.

Plus, a quick look at what’s next from the McKnight camp - books, speaking, maybe a new documentary.