Mortgage rates have been on the decline since mid-July, and the 10-year Treasury has also seen a decrease. What could that be signaling? David will discuss debt-to-income ratios and share some history on mortgages over the last 50 years.

Also, David participated in a webinar with Ed Slott this week on the One Big Beautiful Bill Act - and there are more details from the legislation to share from Ed and his team.

Do you know what a self-directed IRA is? Do you know what's allowed and not allowed in the investment? David will talk about the rules and risks involved.