008 | In Today's Podcast we cover: Don't piss off the accountant: Bank Fees Americans spent $32 Billion in overdraft fees in 2016

Bank accounts and credit cards should be financial tools you use for free Overdraft fees mean you have no money and the bank is loaning you money for $35 at a time

If you don't have $1,000 in savings you have an emergency Jonathan had one overdraft in 2016 but his system for putting it on a credit card avoided a fee

One fee leads to another. Come up with an action plan to avoid them If you get hit with a fee, call your bank to ask them to waive it

If you threaten to leave your bank over a fee, they will almost always waive it

Determine if you need a local branch for your bank to save more money If you're getting hit with any fees, you need to sit down with your banker to come up with a plan