The Clark Howard Podcast

02.17.26 Ask An Advisor With Wes Moss


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Should You Use Your “Sacred” Retirement Fund To Save Your Business? & 2026 Jobs Outlook

As rapid technological shifts ripple through every industry, many entrepreneurs are finding themselves in a temporary cash flow crunch. While retirement accounts are often viewed as a "sacred chest" that shouldn't be touched, Wes Moss explores how to strategically leverage your brokerage and Roth IRA accounts to bridge the gap. Also, Wes dives deep into the latest data from the U.S. labor market to see what it actually means for your portfolio. Despite some "ancient history" revisions from 2025 that initially painted a gloomy picture, the January 2026 jobs report tells a much more resilient story. Whether you’re managing a business or a retirement timeline, understanding these labor trends is key to staying invested with confidence.

Mentioned on the show:

  • Asset Class Returns
  • A Jack Bogle Lesson: Remember Reversion to the Mean
  • How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion
  • What Is Long-Term Care Insurance Cost & Coverage
  • Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 17, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

    We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!
    Learn more about Wes: 

    • BOOKS BY WES MOSS  
    • Wes Moss, CFP® 
    • Wes Moss - Clark.com
    • Learn more about your ad choices: megaphone.fm/adchoices

      Learn more about your ad choices. Visit megaphone.fm/adchoices

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