The Clark Howard Podcast

09.29.25 This Open Enrollment Is Different / A Good Climb: CD Ladders

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It’s almost time to choose health insurance for 2026 and there are some significant changes coming with medical care. Clark has important info you need to know ahead of making your elections for open enrollment.  Also, interest rates are up in the air right now.  Is now a good time to open a CD and/or CD ladder with predicted interest rate cuts?  Clark offers a defensive strategy for the money you save. 

  • Attention: Open Enrollment Changes: Segment 1
  • Ask Clark: Segment 2
  • CD Laddering : Segment 3
  • Ask Clark: Segment 4

    • Mentioned on the show:

    • NYTimes: Health Care Costs for Workers Begin to Climb
    • Spot Health Insurance Scams | Consumer Advice
    • Is it health insurance or a medical discount plan?
    • More employers adopting ICHRAs, giving workers money to buy their own health insurance
    • Why Clark Howard Switched His Cell Phone Service After 18 Years With T-Mobile
    • Internet Price War: Why Now Is a Good Time To Threaten To Cancel
    • Wirecutter: How to Avoid a Huge Customs Bill on a Cheap Online Order
    • What Is a CD Ladder and When Is It a Good Idea?
    • CD Ladder Calculator - Clark.com
    • 17 New Cell Phone Deals in September
    • SIM Card Swapping: The Dangerous Cell Phone Scam
    • Why You Need To Lock Your Phone Number Today

      • Clark.com resources:

      • Episode transcripts
      • Community.Clark.com  /  Ask Clark
      • Clark.com daily money newsletter
      • Consumer Action Center Free Helpline: 636-492-5275


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