StackedLife - Authorized Infinite Banking

10: How Much Do You Need to Start IBC?


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In this episode, I tackle one of the most common questions I receive: "How much money do you need to get started with Infinite Banking?" 

In addition to some hard numbers, I explain the practical ranges, introduce my "Goldilocks Rule" for finding the perfect policy balance, and share strategies for kickstarting your IBC journey regardless of your current financial situation.

Whether you have a few hundred or a few hundred thousand dollars to commit, you'll learn how to think about the right starting point for IBC.


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  • (00:00) - 010 Main and 010 Screenshare
  • (01:27) - Practical Minimum and Maximum Premium Amounts
  • (03:32) - How Much Money Do You Want to Save?
  • (04:18) - Emergency/Opportunity Fund
  • (05:30) - Cash Flow Considerations
  • (08:10) - Don't Play Games wtih Policy Design
  • (11:32) - This Balanced Approach Does Better
  • (13:23) - Going Bigger with Zero Out-of-Pocket
  • (14:10) - Kickstart with an Additional Lump Sum
  • (15:30) - Not Enough to Buy Whole Life? No Problem
  • ...more
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    StackedLife - Authorized Infinite BankingBy John D. Perrings

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