Have you ever felt like no matter how hard you work, you're still not getting ahead financially?

You're not lazy. You're not broken.

You're just programmed.

In this episode, we unpack 10 sneaky ways society wires us to stay broke—and most of us don’t even realize it’s happening. From how we’re taught about money in school, to why hustle culture keeps us exhausted but not wealthy, to the dangerous comfort that robs us of growth—this one is a wake-up call.

💡 We break down:

• The mindset traps that make you fear risk but stay stuck in debt
• Why chasing comfort might be the most expensive decision you ever make
• The reason most people work hard but never build wealth
• How to deprogram yourself and step into true financial freedom

 

📚 Resources & Tools  Mentioned:

• The Humble Penny post that inspired this episode: https://www.instagram.com/p/DHk6jvVqS-n/?igsh=MWF0bnczbnZrMDNtdA==

 

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

 

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/63aBPTZcGFA)!

 

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.