The Clark Howard Podcast

10.06.25 Calculating Retirement / Housing Innovations


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In today’s show - a recent Tik Tok video claimed to show young people how to set themselves up to have $4 million at retirement - with some help from their parents in early adulthood. But how can you actually tell how much you’re going to have in retirement? We have a new tool that can help.   Also today - There ARE answers to the housing shortage. The technology is there. Clark has always been interested in innovative ways to modernize the way we build housing in the U.S. and shares some promising developments.

  • Calculated Retirement Saving: Segment 1
  • Ask Clark: Segment 2
  • Innovative Affordable Housing: Segment 3
  • Ask Clark: Segment 4
  • Mentioned on the show:

    • Investment Growth Calculator - Clark.com
    • How To Retire a Millionaire With a 401(k) Plan in 19 Years
    • How To Use an IRA To Become a Millionaire  /  How To Open a Roth IRA
    • 5 Vacation Scams To Avoid This Travel Season
    • Why Clark Says Everyone Should Have a Dash Cam
    • This Brooklyn apartment complex was built like a Lego set
    • Why Clark Says Prefabricated Housing Is The Future
    • These former Amazon robotics executives just landed $20 million to tackle the housing crisis ⁠Axios:Sweaty paint⁠
    • To spur construction of affordable, resilient homes, the future is concrete
    • Target Date Funds: Clark's Favorite Retirement Investment
    • Invest & Retire  /  Fidelity Investments Review: Pros & Cons
    • Best 529 College Savings Plans By State
    • Clark.com resources:

      • Episode transcripts
      • Community.Clark.com  /  Ask Clark
      • Clark.com daily money newsletter
      • Consumer Action Center Free Helpline: 636-492-5275

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        The Clark Howard PodcastBy Clark Howard

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