Janis and Michael have been married for 39 years. They share two adult children; the first is a therapist that recommended coming on the podcast. The second continues to take advantage of them financially. Their story is heartbreaking, totally unique—concerning, but far from hopeless. 

This episode is brought to you by:

Ness Well | IWT listeners can get an extra 5K welcome bonus when they apply for the Ness Card at https://nesswell.com/ramit.

DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.

Methodology | Visit https://gomethodology.com/ramit for 10% off your first order of Methodology.

All The Hacks | Check out All the Hacks by Chris Hutchins on Apple Podcasts, Spotify, or wherever you listen to podcasts. Your wallet will thank you later.

Links mentioned in this episode

• Download the Conscious Spending Plan

Connect with Ramit

• Get Money Coaching with Ramit 

• Get my New York Times best-selling book

• Get my no-numbers journal

• Other episodes

• Instagram

• Twitter

• YouTube

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.