As I said on this show, Robert Brown's book Wealthing Like Rabbits contains the best first chapter in any personal finance book I have ever read.  (If you haven't read the book, you should).  This show is a rebroadcast from earlier this year.  You can read the full show notes on our Change Your Debt Perspective page.

Robert advises us to "visualize" our debt.  See it. Make it real.  By visualizing our debt we can make a plan to start paying it off.