In this episode: Pursuing FIRE mindfully, intentional living, retiring early and living abroad with Tracy Collins.

Tracy Collins joins Adam Coelho on the Mindful Fire Podcast to discuss her journey towards financial independence and her project called Mindful Fire Life.

They explore the concept of pursuing financial independence mindfully and the importance of understanding one's values and goals.

Tracy shares her experience of reaching her work optional number and the power of talking about your vision and goals with others.

Guest Bio:
Tracy Collins is the founder of Mindful FIRE Life, an Instagram channel, YouTube channel, and blog focused on pursuing financial independence with mindfulness. With a background in tech and a passion for travel, Tracy shares her journey to FI and insights to help others create a purposeful and fulfilling life.

Connect with Tracy

• Tracy Collins | LinkedIn
• Mindful Fire Life
• Mindful Fire Life - YouTube
• Mindful FIRE Life (@mindful_fire_life) • Instagram photos and videos
• Tracy Collins – Medium

Key Takeaways:

• Sharing your vision and goals can lead to opportunities and shape your life.
• Financial independence is not just a number, but aligning your life with your values.
• Stepping out of your comfort zone leads to personal growth and new experiences.
• Diverse investments like real estate and stocks contribute to financial independence.
• Mindfulness helps in financial decisions and finding fulfillment.
• Balancing present enjoyment and future planning is key for financial independence.

Resources & Books Mentioned:

• "The 4-Hour Workweek" by Tim Ferriss

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...