<a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/663094/open_sms">Send us a text</a>In this festive episode, we’re offering all the tips you need to master your money in 2025—without sacrificing the fun. From breaking down budgeting methods that actually work to showing you how to track every penny (even in a cashless world), this episode is your ultimate guide to balancing smart spending with guilt-free enjoyment. 💸Here’s what we’re unpacking: • The 50/30/20 method and why it’s a game-changer • Zero-based budgeting for ultimate money control • How to adapt the cash envelope system in today’s digital world • Our fave budgeting tools—pen and paper, spreadsheets, apps, you name it! • Why monthly budget reviews keep your money aligned with your life • Automating your savings for a stress-free future • Clever ways to categorise expenses for crystal-clear visibility • And, of course, creating a fun fund to treat yourself guilt-free!Prepare to make budgeting simple, stress-free, and even fun!<a rel="payment" href="https://www.buymeacoffee.com/penniestopounds">Support the show</a>FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1 LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds Website - www.penniestopounds.co.uk Contact - info@penniestopounds.co.uk

Send us a text In this festive episode, we’re offering all the tips you need to master your money in 2025—without sacrificing the fun. From breaking down budgeting methods that actually work to showing you how to track every penny (even in a cashless world), this episode is your ultimate guide to balancing smart spending with guilt-free enjoyment. 💸 Here’s what we’re unpacking: • The 50/30/20 method and why it’s a game-changer • Zero-based budgeting for ultimate money control • How to adapt the cash envelope system in today’s digital world • Our fave budgeting tools—pen and paper, spreadsheets, apps, you name it! • Why monthly budget reviews keep your money aligned with your life • Automating your savings for a stress-free future • Clever ways to categorise expenses for crystal-clear visibility • And, of course, creating a fun fund to treat yourself guilt-free! Prepare to make budgeting simple, stress-free, and even fun! Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1 LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds Website - www.penniestopounds.co.uk Contact - info@penniestopounds.co.uk

<a href="https://www.buzzsprout.com/twilio/text_messages/663094/open_sms" rel="noopener noreferrer">Send us a text</a>In this festive episode, we’re offering all the tips you need to master your money in 2025—without sacrificing the fun. From breaking down budgeting methods that actually work to showing you how to track every penny (even in a cashless world), this episode is your ultimate guide to balancing smart spending with guilt-free enjoyment. 💸Here’s what we’re unpacking: • The 50/30/20 method and why it’s a game-changer • Zero-based budgeting for ultimate money control • How to adapt the cash envelope system in today’s digital world • Our fave budgeting tools—pen and paper, spreadsheets, apps, you name it! • Why monthly budget reviews keep your money aligned with your life • Automating your savings for a stress-free future • Clever ways to categorise expenses for crystal-clear visibility • And, of course, creating a fun fund to treat yourself guilt-free!Prepare to make budgeting simple, stress-free, and even fun!<a href="https://www.buymeacoffee.com/penniestopounds" rel="noopener noreferrer">Support the show</a>FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&amp;_r=1 LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds Website - www.penniestopounds.co.uk Contact - info@penniestopounds.co.uk

12 Days Of Finance, Day 3: Say Goodbye to Overspending: Stop Budgeting the Wrong Way

Welcome to the Pennies to Pounds Podcast - the ultimate destination for young people who want to take control of their financial future. We understand that financial literacy is often overlooked in traditional education, leaving many young people feeling overwhelmed and ill-equipped to manage their finances. Our mission is to make financial literacy accessible and fun by simplifying complex concepts and debunking common myths.&nbsp; Here are just a few of the topics we cover on the Pennies to Pounds Podcast: <ul><li>Budgeting: Learn how to create a budget that works for your lifestyle and goals.</li><li>Saving: Discover the power of compound interest and effective strategies to save more money.</li><li>Investing: Demystify the world of investing and learn how to grow your wealth over time.</li><li>Debt management: Get tips and tricks for paying off debt, improving your credit score, and avoiding financial traps.</li><li>Entrepreneurship: Hear inspiring stories from successful entrepreneurs and learn how to turn your passion into profit.</li><li>Career development: Boost your career prospects with expert advice on job hunting, networking, and personal branding.</li><li>Financial mindset: Cultivate a positive and abundant mindset to attract wealth and success in all areas of your life.</li></ul> Join us every week as we dive deep into these topics and more, with expert guests and actionable insights.&nbsp; Whether you're just starting your financial journey or looking to take your money management skills to the next level, the Pennies to Pounds Podcast is your go-to resource for financial education and empowerment.&nbsp; Tune in today and start taking control of your finances!

Business

Entrepreneurship

Education

Investing

Welcome to the Pennies to Pounds Podcast - the ultimate destination for young people who want to take control of their financial future. We understand that financial literacy is often overlooked in traditional education, leaving many young people feeling overwhelmed and ill-equipped to manage their finances. Our mission is to make financial literacy accessible and fun by simplifying complex concepts and debunking common myths.  Here are just a few of the topics we cover on the Pennies to Pounds Podcast: Budgeting: Learn how to create a budget that works for your lifestyle and goals.Saving: Discover the power of compound interest and effective strategies to save more money.Investing: Demystify the world of investing and learn how to grow your wealth over time.Debt management: Get tips and tricks for paying off debt, improving your credit score, and avoiding financial traps.Entrepreneurship: Hear inspiring stories from successful entrepreneurs and learn how to turn your passion into profit.Career development: Boost your career prospects with expert advice on job hunting, networking, and personal branding.Financial mindset: Cultivate a positive and abundant mindset to attract wealth and success in all areas of your life. Join us every week as we dive deep into these topics and more, with expert guests and actionable insights.  Whether you're just starting your financial journey or looking to take your money management skills to the next level, the Pennies to Pounds Podcast is your go-to resource for financial education and empowerment.  Tune in today and start taking control of your finances!

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12 Days Of Finance, Day 3: Say Goodbye to Overspending: Stop Budgeting the Wrong Way

12 Days Of Finance, Day 3: Say Goodbye to Overspending: Stop Budgeting the Wrong Way

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