If you’ve ever looked at your tax return and wondered, “Why am I paying this much?” — this episode will feel like a breath of fresh air.

Dr. Heather sits down with longtime CPA and trusted advisor Riki Singh, who manages over 250 small and mid-sized businesses, including many medical practices. Riki brings clarity to a topic most physicians secretly stress about: how to stop unintentionally overpaying in taxes.

In this episode, we break down:

• Why so many physicians overpay without realizing it
• What actually matters when comparing W-2 vs. 1099 income
• Simple structural decisions that can lead to massive long-term savings
• Real audit stories (including one horror case you don’t want to miss)
• What to consider as you plan for 2026
• And whether AI will ever replace tax professionals

If you want a clear, trustworthy explanation of how to structure your income, protect yourself, and stop leaving money on the table, this conversation is absolutely worth your time.

Tune in and start making smarter decisions with your money.