The White House announced it will erase up to $10,000 in federal student debt for borrowers making less than $125,000 a year -- or $250,000 for married couples. What does Farnoosh think? Also: Keep a pension or change to a 401(k)? How to buy a home in the U.S. if you're not a US citizen and have no credit. Plus: Pros and cons to robo-advisers.

• Check out the Recession Help Desk.
• Read more about robo-advisers on CNET.
• Pre-order the So Money Page-A-Day Calendar.

Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.

Subscribe to her weekly So Money newsletter for the latest updates and a free gift!