We're exploring the *real* cost of living over the next couple of weeks, examining how everyday Americans are struggling to cover basic needs. Today's focus is the cost of health care and what we need to know, as we attempt to secure our essential health care and pay for medical bills. Guest Emily Maloney is the author of Cost of Living, a collection of essays about her life experience dealing with illness, money and medicine, from the perspective as a patient and a professional -- an EMT, an emergency room tech, and a drug rep. She is a survivor of the difficulties many Americans face while navigating the healthcare system and has a great deal of insights and advice to share. For more related content in our "Priced Out" series on CNET Money, click here.