Ever wake up to a credit card statement that made your stomach drop? We've all been there. In this episode, I'm talking about the very real reasons we sometimes end up deep in credit card debt—and no, it's not because you're bad with money or lack willpower.

Medical bills, job loss, divorce, or just trying to keep food on the table in this economy... credit cards are often the life raft we grab when the financial waters get rough. I'll walk you through how to face your current situation without shame, create a clear picture of where you stand, and take those crucial first steps toward recovery.

This isn't about judgment. It's about moving forward from wherever you are now. If you're feeling stuck in the credit card cycle, this episode is your permission slip to be kind to yourself while taking back control of your financial future.

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