SeedTime Money (Christian living & Personal Finances)

(💸16/40) The 3 Credit Card Rules That Saved Us $15,000 (And How They Can Work for You Too)


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In this episode, we reveal the three golden rules that transformed our credit cards from debt traps into money-making machines. These aren't just tips—they're the exact strategies we used to:

  1. Save over $15,000 in interest

  2. Score more than $10,000 in free travel

  3. Turn our biggest financial burden into a powerful wealth-building tool

 

But here's the kicker: We didn't have to become credit card gurus or spend hours each week "hacking the system." Our approach is so simple, anyone can do it.

 

We break down:

  1. Why your credit score might be lying to you (and what to do about it)

  2. The "chainsaw approach" to credit cards (and why it works)

  3. How we funded our dream of giving away a million dollars using credit card strategies

 

Plus, we share the shocking truth about store credit cards that will make you think twice before signing up for that 10% discount.

Whether you're drowning in credit card debt or just want to maximize your rewards, this episode is your roadmap to financial freedom.

Don't miss out on the credit card secrets that could change your financial future forever.

 

🔗 Resources Mentioned:

  1. Our Book: "Simple Money, Rich Life" - https://www.amazon.com/Simple-Money-Rich-Life-Impossibly/dp/0593193652

  2. Free Travel Article - https://seedtime.com/free-travel

  3. Credit Card Recommendations - https://seedtime.com/cc

  4. 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m

 

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). 

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/dmCyLz-fRt4)!

 

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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SeedTime Money (Christian living & Personal Finances)By Bob Lotich, Linda Lotich

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