On this week’s Ask Farnoosh, we tackle a fresh round of your money questions, including:

• Is whole life insurance ever worth it?
• What are the smartest (and most affordable) ways to invest in your health?
• How to job-hunt effectively with a PhD in hand and limited prospects.

But first, Farnoosh recaps top stories in money news, from Trump’s push to include crypto in 401(k)s, to the surprising rise in early Social Security claims, the falling dollar, and a rare bright spot: more Americans are finally hitting their retirement savings goals.

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