From understanding if your 401(k) contributions help you qualify for a Roth IRA (spoiler: yes!), to figuring out why your home insurance just skyrocketed, to finding sneaky ways to save on that end-of-summer family vacation — we’ve got it covered on this week's Ask Farnoosh.

Plus, a personal story about how a casual chat with a friend helped Farnoosh raise her speaking fees and start earning more.

We’ll also unpack a few of the biggest money headlines from the week, including:

• What the Fed’s latest decision really means for your wallet
• A rare bipartisan housing bill with real promise
• And a study that shows how preschool could boost your salary, not just your kid’s future

Questions Answered:

• “How do I ask for a sign-on bonus without sounding greedy?”
• “Do 401(k) contributions help me qualify for a Roth IRA?”
• “How can I save on a last-minute family vacation?”
• “Why did my homeowners insurance premium jump 30% this year?”

Links + Resources Mentioned:

• SoMoneyLinks.com – My curated tools for saving, investing, and earning more
• Apply to Farnoosh BTS – My fall mentorship program for entrepreneurs and content creators
• Want to ask a question for an upcoming show? Head to SoMoneyPodcast.com or DM me @FarnooshTorabi on Instagram!