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2026 is setting off alarm bells across property and credit markets — and history may be warning us again.

In this episode, we break down the 18.6-year property and credit cycle, a controversial but compelling theory that suggests major housing corrections tend to repeat when credit expands too far and then suddenly dries up.

We explore:
📌 Why 2026 is being flagged as a danger zone
📌 How past crashes (1970s, 1990s, 2008 GFC) followed similar patterns
📌 The four phases of the property cycle: reset, recovery, boom, speculation
📌 Whether Australia is truly different — or just feels safer
📌 What property investors should actually do right now

This isn’t fear-mongering. It’s about understanding credit behaviour, leverage and risk so you can make smarter decisions heading into the next phase of the cycle.

#PropertyMarket #HousingCrash #PropertyInvesting #AustralianRealEstate #CreditCycle

Chapters
00:00 – 00:37 | Introduction
00:37 – 03:30 | Why 2026 Is a Major Alarm Bell
03:30 – 06:30 | The 18.6-Year Property Cycle Explained
06:30 – 10:30 | The Four Phases of the Property Cycle
10:30 – 14:30 | When Debt Fuels the Boom
14:30 – 18:30 | The Speculation Phase Begins
18:30 – 23:00 | What Actually Triggers a Housing Crash
23:00 – 27:30 | Could This Happen in Australia?
27:30 – 33:30 | Property Investors Ignoring the Warning Signs
33:30 – 39:44 | Final Thoughts on 2026 

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au