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For 10 years, Melbourne apartments were the worst investment in Australia.

People bought off the plan at $450,000 and sold a decade later at a loss. The data backed it up. Every expert said the same thing - stay away.

But something has changed. And most investors haven't noticed yet.

In this episode, Adi and I make the bold call - Melbourne apartments are about to do what Brisbane apartments did in 2021. The same supply collapse. The same demand surge. The apartments that were $280,000 in Brisbane are now trading close to $600,000. Melbourne is at the same point Brisbane was in 2021.

We cover:

📌 Why building approvals have collapsed 70-91% across Melbourne's inner suburbs
📌 The feasibility math that makes new construction impossible right now
📌 How the Brisbane apartment cycle plays out - and why Melbourne is next
📌 The demand drivers stacking up - migration, population growth, affordability push
📌 Why this opportunity suits every type of investor from first-timers to advanced
📌 The bold call Redom makes live on air - and what he's personally doing about it

If you've been told to avoid Melbourne apartments - this episode will change how you think about that.

#MelbourneProperty #MelbourneApartments #PropertyInvesting #AlayaProperty #AustralianProperty #PropertyInvestment #WealthBuilding #RealEstate

Chapters
00:00 - 01:10 Intro
01:10 - 02:45 Why We're Making This Call
02:45 - 05:20 The Nuance - Not All Apartments
05:20 - 07:02 The Crane Test
07:02 - 10:10 Approvals Data Suburb by Suburb
10:10 - 14:10 Is the Oversupply Still There?
14:10 - 18:00 The Brisbane Parallel - Part 1
18:00 - 21:57 The Feasibility Math - Why It Can't Get Fixed
21:57 - 27:58 The Demand Drivers
27:58 - 31:44 Adi's Personal Evidence - His Old Footscray Block
31:44 - 36:22 How to Play This - The Risk Framework
36:22 - 44:15 The Brisbane Supply Cycle - Final Framework
44:15 - 48:31 The Bold Call + CTA

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us Fan Mail

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Most people try to plan their future… and get it completely wrong.

In this episode, we break down how to think about your next 10 years financially—without locking yourself into bad decisions. If you're considering property investing (or already in it), this will change how you approach wealth, strategy and long-term planning.

Joined by Ash Jindal and Harkirat Kaur from Clear Tax Australia, we dive into practical insights around structuring, tax and building a strategy that actually works long-term.

We cover:
📌 The biggest mistake people make when planning their future
📌 The 3 core property strategies you need to understand
📌 How to stay flexible while still building wealth
📌 Smart ways to think about borrowing, tax, and structure
📌 Why clarity beats certainty when it comes to investing

If you want to build real wealth (not just guess your way through it), this is the mindset shift you need.

#PropertyInvesting #FinancialFreedom #WealthBuilding #RealEstateTips #MoneyMindset 

Chapters
00:00 - 00:45 Introduction
00:45 - 02:30 Why People Feel Lost About Their Future
02:30 - 05:00 Common Mistakes in Financial Planning
05:00 - 07:30 Why Flexibility Beats Rigid Plans
07:30 - 10:00 Understanding Your Borrowing Power
10:00 - 13:00 The 3 Main Property Investment Paths
13:00 - 16:00 How Generational Wealth Is Built
16:00 - 18:30 Planning With Clarity and Intent
18:30 - 21:00 Dealing With Uncertainty in Investing
21:00 - 24:00 Choosing the Right Strategy for You
24:00 - 27:00 How to Set Up Ownership Correctly
27:00 - 30:00 When to Seek Professional Advice
30:00 - 33:00 Tax Basics Every Investor Should Know
33:00 - 36:00 The Importance of Long-Term Thinking
36:00 - 39:00 Real-Life Investment Examples
39:00 - 42:00 Key Lessons to Take Away
42:00 - 45:26 Final Thoughts and Wrap-Up

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us Fan Mail

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Most people look at Melbourne property and see a market going backwards.
They're looking at the wrong data.

In this episode, we go on the ground in western Melbourne — driving the streets, walking past the properties, and showing you exactly what we're buying for clients right now and why. Because while Melbourne's headline numbers are falling, one specific pocket has quietly delivered $400k to $600k in 12 months.

Together, we break down the Melton opportunity — the infrastructure, the land arbitrage, and why this is the western Sydney story playing out all over again.

We cover:
📌 Why Melbourne is actually 10 different markets — and which one is flying
📌 The $900M hospital that's about to change everything in the west
📌 How to get 800sqm of land for effectively $150k
📌 The one suburb away rule — and why it beats buying new every time
📌 Why the window to act is closing faster than most people realise

If you want to buy well in 2026 — not just buy — this is the episode that shows you how.

#MelbourneProperty #PropertyInvesting #WesternMelbourne #BuyersAgent #AlayaProperty #RealEstate #PropertyTips #WealthBuilding #Melton #australianproperty 

00:00 - 01:09 Introduction
01:09 - 02:13 Why Melbourne Is a Micromarket City
02:13 - 03:51 Adi's Story: Everyone Gave Me Shit About This Market
03:51 - 06:54 Western Melbourne: The Basics
06:54 - 10:11 The Hospital: Victoria's $900M Infrastructure Catalyst
10:11 - 11:31 The Price Arbitrage: We Wanted the House For Free
11:31 - 12:19 On the Ground: The $643k Coranjanong Purchase
12:19 - 13:22 The Land Math: $150k for 800sqm Doesn't Make Sense
13:22 - 14:23 The Vacant Land Comparison
14:23 - 14:53 The One Suburb Away Rule
14:53 - 16:18 The Value-Add Play: Paint, Carpet, Cabinets
16:18 - 16:34 Client Results: $400k to $600k in 12 Months
16:34 - 17:58 On the Ground: The $689–729k Comparable
17:58 - 20:21 Objections: There's So Much Land Around There
20:21 - 21:06 The Population Data
21:06 - 22:24 Vacancy Rates and Due Diligence
22:24 - 24:04 The Buy and Hold Case
24:04 - 28:23 Western Sydney vs Western Melbourne: Compare the Pair
28:23 - 30:21 I Wish I Bought Houses in Western Sydney 10 Years Ago
30:21 - 31:37 Final Wrap and CTA
31:37 - 32:50 Outro

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us Fan Mail

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Should you buy your own home or rent where you want and invest elsewhere?

In this video we break down the two major strategies many property investors debate today: owning your principal place of residence vs rentvesting.

Rentvesting is becoming increasingly popular because it allows people to live where they want while investing where they can afford. But is it actually the smarter financial move?

We explore:
📌 The difference between buying your home vs rentvesting
📌 How borrowing power changes your strategy
📌 Why many investors choose investment debt over owner-occupier debt
📌 The risks and advantages of both approaches
📌 How to decide which path works for your financial situation

If you're trying to get into property or wondering whether rentvesting is the smarter move, this video will help you understand the strategy and make better investment decisions.

📈 Whether you're a first-time buyer or property investor, understanding these two camps could be one of the biggest financial decisions you make.

#Rentvesting #PropertyInvesting #RealEstateInvesting #PropertyStrategy #WealthBuilding

Chapters
00:00 - 00:31 Introduction
00:31 - 02:10 The Idea Behind Rentvesting
02:10 - 04:05 Can You Afford to Buy Where You Want to Live?
04:05 - 06:30 Two Property Strategies Explained
06:30 - 09:10 Camp 1: Buying Your Own Home (PPOR Strategy)
09:10 - 12:05 Camp 2: Rentvesting and Investing Elsewhere
12:05 - 14:50 Borrowing Power & Debt Strategy
14:50 - 18:00 Why Investment Debt Can Be Easier Than Owner Occupied Debt
18:00 - 21:10 Choosing the Right Markets & Assets
21:10 - 24:00 Risks and Trade-Offs of Rentvesting
24:00 - 26:30 How to Reverse Engineer Your Property Strategy
26:30 - 28:36 Final Thoughts: Which Strategy Is Better?

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send a text

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Australia’s property market is shifting fast, and this episode breaks down exactly what’s happening city by city.

Sydney has hit a speed bump, with higher-end homes weakening while more affordable suburbs continue to rise. Melbourne’s headline numbers look soft, but underneath the surface there may still be major opportunities in selected affordable pockets and apartments. Meanwhile, Perth, Brisbane and Adelaide are still flying, driven by low listings and strong demand.

We also unpack what APRA changes, rising rates, investor tax pressure, yields, housing shortages and buyer sentiment could mean for property investors in 2026.

In this episode:
📌 Why Sydney’s expensive homes are falling while affordable areas keep rising
📌 What Melbourne’s weak macro data might be hiding
📌 Why Perth, Brisbane and Adelaide continue to outperform
📌 Whether Darwin still offers one of the best yield plays
📌 Why Hobart is a market to watch
📌 How changing lending, taxes and rates are reshaping the investing landscape

If you want a clearer view of where the market is moving, this episode gives you the major trends, the risks and the opportunities investors should be paying attention to right now.

#PropertyMarket #AustralianRealEstate #SydneyProperty #PropertyInvesting #HousingMarket

Chapters
00:00 - 00:41 Introduction
00:41 - 01:47 Market Shift
01:47 - 02:48 Sydney Overview
02:48 - 04:05 Sydney Slows
04:05 - 05:34 Sydney Split
05:34 - 07:21 West Sydney Rises
07:21 - 08:12 Melbourne Drops
08:12 - 10:09 Melbourne Opportunities
10:09 - 12:27 Investor Plays
12:27 - 16:21 Macro Pressures
16:21 - 17:45 Boom Markets
17:45 - 19:06 Darwin Update
19:06 - 20:30 Yield Focus
20:30 - 23:25 Hobart Watch
23:25 - 24:47 Final Takeaways

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send a text

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Is now a good time to buy property, or the worst time possible?

With inflation rising, interest rates increasing and new lending restrictions, property investors are facing one of the most uncertain markets in years. In this video we break down the real numbers behind property investing, whether buying a home actually makes financial sense, and how strategies like rentvesting might give you a better financial outcome.

We discuss:
📌 Whether property still beats cash or other investments
📌 The hidden costs of owning a home
📌 How rising interest rates impact investors
📌 Why emotional decisions can ruin property investments
📌 The rentvesting strategy many investors use
📌 Alternative markets beyond expensive cities like Melbourne

If you're thinking about buying property, investing in real estate or deciding whether to rent or buy, this video will help you understand the financial reality behind property decisions.

#PropertyInvesting #RealEstateInvesting #RentVesting #HousingMarket #PropertyMarket 

Chapters
00:00 – 00:40 Introduction
00:40 – 03:10 Is Now a Good Time to Buy Property?
03:10 – 06:25 The Emotional Side of Buying a Home
06:25 – 09:50 The Hidden Costs of Owning Property
09:50 – 13:20 Property vs Cash: Which Performs Better?
13:20 – 16:45 Why the Investment Numbers Matter
16:45 – 20:10 Why Buyers Often Overpay for Property
20:10 – 23:40 What Is Rentvesting?
23:40 – 27:30 Problems With Expensive City Markets
27:30 – 31:10 Opportunities in Regional Markets
31:10 – 35:00 Interest Rates and Market Pressure
35:00 – 39:30 Government Policies Affecting Property
39:30 – 43:30 Smart Strategies for Property Investors
43:30 – 46:24 Final Thoughts on Buying Property Now

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us Fan Mail

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Australia may be on the verge of major tax changes that could significantly impact property investors.

A new Senate report expected on March 17, 2026 is looking at changes that could double the tax paid by property investors through adjustments to capital gains tax and other investment incentives.

In this video, we break down:
📌 What the proposed tax changes are
📌 Why the government is considering them
📌 How they could impact property investors
📌 The potential effects on housing supply and the rental crisis
📌 What investors should be thinking about right now

Many investors rely on incentives like the 50% capital gains tax discount, but proposals could reduce or remove these benefits. That could dramatically change the economics of investing in Australian property.

If you invest in property — or are thinking about investing — this is something you need to understand before making your next move. 

#PropertyInvesting #AustralianRealEstate #PropertyTax #HousingCrisis #RealEstateAustralia 

Chapters
00:00 – 00:50 Introduction
00:50 – 02:16 Why Investors Are Targeted
02:16 – 04:36 The Rental Crisis
04:36 – 06:56 Capital Gains Tax Explained
06:56 – 08:46 Investor Confidence Falling
08:46 – 11:26 Proposed Tax Changes
11:26 – 13:46 Impact on Investors
13:46 – 16:26 If Investors Exit the Market
16:26 – 19:36 Who Pays the Tax
19:36 – 22:26 Tax Increase Example
22:26 – 25:46 Housing Supply Effects
25:46 – 29:06 Why Government Is Doing This
29:06 – 32:26 Impact on Younger Buyers
32:26 – 35:36 Market Outlook
35:36 – 37:56 Final Thoughts

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us Fan Mail

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Are real estate agents really being truthful with you?

In this video, we break down the uncomfortable reality of the property industry — from unethical negotiation tactics to horror stories we’ve personally experienced while dealing with agents at scale.

We’re not here to attack an entire industry. There are brilliant agents out there. But there are also practices that buyers and investors need to be aware of — especially first-time buyers walking into high-pressure negotiations.

We discuss:
📌 Why agents guard information
📌 Whether competing offers are actually real
📌 How negotiation tactics are used against buyers
📌 The red flags that should trigger alarm bells
📌 Government fines and crackdowns happening right now
📌 How to protect yourself before signing anything
📌 What agents really mean vs what they say

If you're buying your first home, investing or negotiating property right now — this could save you tens (or hundreds) of thousands of dollars.

#RealEstate #PropertyInvesting #HomeBuying #FirstHomeBuyer #PropertyTips

Chapters
00:00 – 00:27 Introduction
00:27 – 02:15 Is Your Real Estate Agent Being Truthful?
02:15 – 05:30 The Biggest Frustration Buyers Face
05:30 – 08:10 Why Agents Guard Information
08:10 – 11:45 Are The Competing Offers Actually Real?
11:45 – 14:20 Government Fines & Industry Crackdowns
14:20 – 18:05 Horror Stories From Real Transactions
18:05 – 21:40 Unethical Negotiation Tactics Explained
21:40 – 24:55 How Agents Apply Pressure On Buyers
24:55 – 28:30 First-Time Buyers: Biggest Mistakes
28:30 – 31:45 Everything Is Negotiable (What They Won’t Tell You)
31:45 – 34:20 Alarm Bells & Red Flags To Watch For
34:20 – 37:30 Due Diligence Before Signing Anything
37:30 – 40:00 How To Protect Yourself In Any Property Deal
40:00 – 40:56 Final Advice & Key Takeaways

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us Fan Mail

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Many new property investors face the same challenge: strong borrowing capacity but limited cash or equity. In this video, we break down practical lending strategies and mindset shifts that can help early-stage investors move forward faster—without overextending themselves.

We explore why cheap apartments can sometimes present overlooked opportunities, how property investing acts as a hedge against business income and why limited capital is often a temporary phase rather than a permanent blocker.

This episode sets the foundation for understanding property investor lending hacks, showing how different strategies apply depending on your individual financial situation. Every investor’s journey is unique—and the key is structuring your approach to match where you are right now.

Whether you’re buying your first investment property or preparing for the next one, this video outlines the thinking required to accelerate portfolio growth responsibly.

#PropertyInvesting #InvestmentProperty #RealEstateFinance #WealthBuilding #PropertyTips 

Chapters
00:00 – 00:32 Introduction
00:32 – 03:10 Starting With Limited Money
03:10 – 06:40 Why Cheaper Apartments Come Up Early
06:40 – 10:15 Property as a Hedge to Business Income
10:15 – 14:20 Cash Flow vs Growth Trade-Offs
14:20 – 18:05 Real Investor Sacrifices
18:05 – 22:10 How Banks Actually Assess Risk
22:10 – 26:10 High Leverage and SMSF Strategies
26:10 – 31:00 Exit Strategies Explained
31:00 – 36:20 Market Cycles and Timing Mistakes
36:20 – 41:15 Building a Scalable Portfolio
41:15 – 46:10 Risk Management Thinking
46:10 – 49:30 Common Investor Mistakes
49:30 – 51:32 Final Thoughts

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us Fan Mail

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Most property investors don’t fail because of bad deals — they fail because they don’t understand the frameworks that control portfolio growth.

In this episode, we break down the real-world lending, debt and strategic decisions that determine whether an investor can scale from their first few properties to a $2–4 million+ portfolio and beyond.

We explore how debt-to-income ratios, lending policies and non-bank options impact borrowing capacity, why portfolio growth eventually slows for most investors and what strategies experienced investors use to keep moving forward even in changing market conditions.

If you’re serious about building a long-term property portfolio, understanding how lenders think is just as important as finding good properties.

This conversation covers:
📌 The frameworks behind successful property portfolio execution
📌 Why most investors hit a borrowing ceiling
📌 How non-bank lending fits into a growth strategy
📌 The role of time, holding periods and compounding
📌 Realistic expectations for scaling to $4M+
📌 Market conditions and policy constraints investors must adapt to

Whether you’re early in your investing journey or already building scale, this episode gives you clarity on what actually limits growth — and how to plan around it.

#PropertyInvesting #RealEstateWealth #PropertyPortfolio #InvestingStrategies #FinancialFreedom 

00:00 – 00:28 Introduction
00:28 – 03:21 Investor Frameworks
03:21 – 07:01 Strategy Flexibility
07:01 – 10:36 Non-Bank Lending
10:36 – 14:21 Borrowing Capacity
14:21 – 17:51 Debt Limits Explained
17:51 – 22:11 Scaling to $4M
22:11 – 26:26 Time & Compounding
26:26 – 30:21 Market Conditions
30:21 – 34:01 Growth Mistakes
34:01 – 37:31 Long-Term Strategy
37:31 – 38:56 Final Thoughts

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au