Australian Property Talk

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Wondering which Australian state is the best option for property investment in 2024? We've analysed real data to bring you accurate insights into the property market across Sydney, Melbourne, Brisbane, and more.

In this episode, we introduce a new concept— Our Property Clock—to help you understand where each state sits in the property cycle. Is now the right time to buy in New South Wales, or should you hold off? What’s next for Melbourne and Brisbane? We dive deep into the data to give you a clear view.

Topics Covered:
1. Australian property market overview
2. Sydney’s flat growth and future prospects
3. Melbourne’s economic challenges and potential recovery
4. Brisbane’s price growth and signs of a slowdown

👉 Don’t miss out on expert insights into Australia’s ever-changing property market—hit subscribe and turn on notifications to stay updated.

#AustralianProperty #PropertyInvestment2024 #RealEstate #PropertyClock #MarketTrends #InvestmentOpportunities

Reach out to us at www.australianpropertytalk.com.au

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The Australian bond market just sent a powerful signal—interest rate cuts could be right around the corner. In this episode, we dive into what’s driving this shift and why banks are now pricing in lower rates for the first time in years. 

We also break down the economic trends shaping the future of mortgage rates, how fixed rates are dropping below variable rates, and what it all means for homeowners.

Tune in as we explore:

• Why fixed rates have fallen and what it signals for mortgage holders
• The role of the bond yield curve in predicting future rate cuts
• How U.S. and global rate cuts are influencing Australia’s economy
• What this all means for property owners and those looking to buy

#InterestRateCuts #AustralianEconomy #MortgageRates #BondMarket #RBACuts #FixedVsVariable

Reach out to us at www.australianpropertytalk.com.au

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In this episode, we dive into a game-changing trend in property investing: the rise of data-driven buyer’s agents and how they’ve transformed the market. With hundreds of properties being snapped up every month by these agents, often in the same areas, it’s creating a herd mentality that’s driving up prices and demand in targeted locations. But what if you could beat them at their own game?

We break down:

• Why buyer’s agents are flocking to the same spots and what data they’re using
• The risks of following the crowd and why it might not always be a good thing
• A checklist to help you stay ahead of the pack and invest smarter
• How to find the next hot spot before the herd arrives

Whether you’re a seasoned investor or just getting started, this episode will give you the insights and strategies to think differently and succeed in today’s property market.

Tune in to learn how to capitalise on the success of buyer’s agents without getting caught in the stampede!

Reach out to us at www.australianpropertytalk.com.au

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“Always buy land, never buy an apartment.” 

You’ve likely heard this advice countless times. But what if I told you that this conventional wisdom might not hold true in 2024? 🚀

In this episode, we explore why apartments might actually outshine houses in the coming years. From affordability and supply shortages to the current economic landscape, we unpack the key factors driving this trend and why now could be the perfect time to invest in apartments—whether you're a first-time buyer, a seasoned investor, or working with a lower budget.

Don't miss these eye-opening insights that could reshape your approach to property investments!

🔍 In This Episode:

• Why apartments are outpacing house prices in major cities
• The impact of rising construction costs and interest rates on the market
• How affordability is making apartments the new hot property choice
• The supply-demand gap in apartment construction and its implications
• Real-life case studies of significant returns from apartment investments

For more, visit us at www.australianpropertytalk.com.au.

Reach out to us at www.australianpropertytalk.com.au

Send us a text

Discover how credit cards and HELP debts secretly slash your borrowing power and learn strategic ways to get ahead.

I’m not just giving you the usual spiel—I’m calling out the frustrating flaws in the banking system. We’re diving into the real reasons why certain financial habits and decisions could be costing you tens of thousands in borrowing power.

💳 Why banks assume the worst about your credit card usage—and why that assumption is outdated and unfair.
🎓 Why younger Aussies are let down by their HELP debts (and what we can do about it).
🚗 The hidden impacts of everyday decisions, like getting a car loan or a car lease.
🛒 How increased everyday expenses can quietly reduce your borrowing power.
🏠 The impact of pay rises and rental income 
🏦 Interest-only loans: What they really do to your borrowing capacity.
👶💸 How having kids could impact your financial future and borrowing potential.

#BorrowingPower #CreditCards #HELPDebts #CarLease #EverydayExpenses #FinancialAdvice #AussieFinance #PropertyInvestment #MortgageTips #YoungAussies #HomeBuying #AustralianFinance #PersonalFinance

Reach out to us at www.australianpropertytalk.com.au

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We deep dive into the current Sydney market and talk through the slower winter period.

In summary:
1. The energy is back heading into Spring season.
2. The affordable markets of Sydney are doing very well
3. Price growth is decent in cheaper markets, while weak in more expensive markets.

The interest rate certainty that has come to the marketplace has helped add some confidence for the Spring Selling Season.

#investing #sydneypropertymarket

Reach out to us at www.australianpropertytalk.com.au

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We deep dive into the latest inflation data moments after its release.

Trimmed mean inflation, the RBA’s preferred measure of inflation, came in at 0.8% for the June Quarter. Headline inflation came in at 1%, up 3.8% for the year.

Making up this inflation data:
⭐ ‘Non tradables inflation’ came in at 5%, unchanged from last quarter. This shows domestic based inflation pressures are now driving inflation.
⭐ Goods inflation both ticked up a bit to 3.2% for the year
⭐ Services inflation came in higher at 4.5%.

What does this mean for interest rates?
⭐ While this print does not rule anything in or out, it’s unlikely to drive an interest rate increase next month.

Overall this is encouraging news for mortgage holders. This data set was perceived as ‘dangerous’. 

If it came in above expectations, there was a high chance it could drive a rate rise. This print is more than likely going to continue the ‘holding pattern’ the Reserve Bank of Australia are currently in.

The AUD fell on the news, and the share market went up - indicating traders will pare back bets on any rate rise next week.

Encouragingly, lead data on HOUSING, which makes up 22% of the CPI basket, shows positive signs to future CPI releases. Both asking rents and construction costs are rising at a slower rate. This should put downward pressure on future inflation data.

Reach out to us at www.australianpropertytalk.com.au

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Property Investing is all about YOU.  So what type of investor are you?

We try to help provide clarity, by sharing our experiences working with 1000s of property investors over the past 10 years.

We categorise each investor group with:
1. What is your goal?
2. What mindset do you have to investing?
3. What Finance strategy suits you? 
4. What type of property investing suits you?
5. How do you time your investments?
6. How often are you looking for investments?

We summarise with 3 categories:

1. Wealth Investors: Those looking to translate their savings into investments and build wealth over time. Safe, secure, step by step investing. This is 80-90% of all property investors

2. The opportunity investors: Those that use their income stream to accelerate their wealth creation.  They are focused on growing their portfolio and are willing to take on more risk to do it.

3. The advanced investor: Those that are ALWAYS investing and don't want to hold cash, but would rather have riskier investments.

Download the CHECKLIST FREE Here
https://www.propertychat.com.au/community/threads/what-type-of-property-investor-are-you.79076/

Reach out to us at www.australianpropertytalk.com.au

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5 years on, Covid is still driving some WEIRD outcomes to the housing market.  We unpack 3 areas that are NOT back to normal just yet and what it means for property investors across the country. 

1. Population Yo-Yo: The biggest fall in 50 years, and then the biggest rise a couple years later.  Despite little change in the overall population expectation over a 5 year period, this has caused rapid rental inflation.  

2. Construction market: The big inflation in construction markets has driven strange outcomes in housing supply figures. 

3. Interest Rates & Macro settings: The big fiscal stimulus has driven a big change in inflation figures, that are driving interest rates and property values today.

Reach out to us at www.australianpropertytalk.com.au

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We unpack the 10 best LENDING policies that property investors must know to keep growing their property investing portfolio.

Specifically we go through:

1. 95% loans with no mortgage insurance 
2. Simple self-employed policies with shorter ABN histories
3. Simple refinance policy - 1% buffer refinancing
4. Non-banks with 1% or 2% assessment rate buffers
5. Non-banks use actual repayments instead of a buffer 
6. HELP debt treatment between banks
7. Debt treatment varies among banks 
8. Friends or siblings buying a property together 
9. Development Finance for 3-4 Units/Terraces/Townhouses
10. Rental income verification varies among banks 

Reach out to us at www.australianpropertytalk.com.au