Send us a text

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Property investors are facing the biggest lending shift in years.
In this episode, we break down what’s really happening behind the scenes as banks quietly tighten lending, regulators step in and highly leveraged investors start getting blocked.

In just the last few months, major banks have changed how they assess investor loans, company and trust structures are being shut down, and APRA is targeting high debt-to-income borrowers. If you’re planning to grow a property portfolio in 2025–2026, this is information you can’t afford to ignore.

We unpack:
📌 Why investor lending has suddenly become harder
📌 How APRA is targeting debt-to-income ratios
📌 Why banks are declining deals that would’ve passed months ago
📌 What this means for property prices and portfolio growth
📌 How investors should adapt moving into 2026

This isn’t media fear-mongering. This is what’s actually happening when applications hit bank credit teams.

#PropertyInvesting #RealEstateAustralia #PropertyMarket #InvestorLoans #WealthBuilding 

Chapters
0:00 – 00:37 | Introduction
00:37 – 01:45 | Investors Under Attack
01:45 – 03:00 | Lending Has Changed
03:00 – 04:45 | Why Loans Are Getting Declined
04:45 – 06:30 | Banks Profiling Investors
06:30 – 08:00 | Funding Uncertainty Explained
08:00 – 09:40 | APRA Steps In
09:40 – 11:20 | Debt-to-Income Targeted
11:20 – 15:10 | How Investors Got Too Much Debt
15:10 – 16:50 | Why This Is a Warning
16:50 – 18:10 | Media vs Reality
18:10 – 19:50 | Banks Exit Trust Lending
19:50 – 21:10 | Interest Rates & Credit Costs
21:10 – 22:45 | 2026 Lending Reality
22:45 – 24:30 | Investor Survival Plan
24:30 – 25:53 | Final Market Impact

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us a text

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Sydney is often written off as “too expensive” — but that’s not the full story.

In this episode, we break down where Sydney property is still investable, especially if you’re working with a sub-$1M budget. Using real data, on-the-ground investor insights and long-term frameworks, we analyse outer-ring Sydney suburbs that are quietly outperforming expectations.

We cover:
📌  Why Sydney is in a stable, modest growth cycle
📌  How affordability pressure is reshaping demand
📌  Why outer-ring suburbs are attracting investors and owner-occupiers
📌  Suburbs in the Blue Mountains, Campbelltown & Central Coast
📌  Which opportunities suit first-time vs experienced investors
📌  The risks, trade-offs and long-term outlook for Sydney property

This video is not financial advice — it’s about helping you understand where opportunities exist so you can decide what fits your strategy.

#SydneyProperty #PropertyInvesting #AustralianRealEstate #WealthBuilding #PropertyMarket

Chapters
00:00 – 00:44 Introduction
00:44 – 02:12 Why Sydney Is Still Australia’s Most Expensive Market
02:12 – 03:30 Sydney’s Current Property Cycle Explained
03:30 – 04:11 Who Is Actually Buying in Sydney Right Now
04:11 – 05:20 Why We’re Only Looking at Outer-Ring Suburbs
05:20 – 09:40 Blue Mountains Focus: Winmalee Breakdown
09:40 – 11:20 Affordability, Yields & Demand Signals Explained
11:20 – 12:45 Lifestyle Shifts & Work-From-Home Impact
12:45 – 16:05 Campbelltown Area: Ruse & Raby Analysis
16:05 – 17:55 Affordability Limits & Growth Constraints
17:55 – 19:10 When Sydney Makes Sense in a Portfolio
19:10 – 22:30 First-Time Investors vs Experienced Investors
22:30 – 26:00 Central Coast Opportunity Overview
26:00 – 29:30 Comparing Sydney to Other States
29:30 – 31:06 Final Takeaways

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us a text

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

In this episode, we break down the Australian property market outlook for 2026 — covering interest rates, population growth, housing undersupply, vacancy rates and why we believe an “everything, everywhere, everyone” property boom is still unfolding.

This is not hype. It’s a grounded, data-driven discussion balancing optimism with risk — including what could derail Sydney and Melbourne, why Perth, Brisbane and Adelaide remain resilient, and how investors should think about the next 6–12 months.

We also go deeper than numbers:
📌 What success really looks like
📌 How growth changes people
📌 Why values matter more than portfolio size
📌 And how to invest without losing perspective

If you’re investing in property, thinking about entering the market or just trying to understand where Australia is heading next — this episode is essential viewing.

#PropertyInvesting #AustralianProperty #RealEstate2026 #PropertyMarket #InvestingAustralia 

Chapters
00:00 - 00:46 Introduction
00:46 - 01:21 2026 Property Market Predictions Overview
01:21 - 04:33 Interest Rates & RBA Impact on Property Markets
04:33 - 06:14 Population Growth & Housing Supply Crisis
06:14 - 08:15 Defining Success Beyond Wealth
08:15 - 11:57 Housing Construction, Migration & Supply Outlook
11:57 - 13:01 Vacancy Rates & Rental Market Trends
13:01 - 17:14 Investor Demand & Property Market Confidence
17:14 - 20:07 Employment Market Risks & AI Impact
20:07 - 23:40 Productivity, AI Tools & Changing Work Patterns
23:40 - 25:30 Final Thoughts & Key Takeaways for 2026

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us a text

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

2025 was unlike any year we’ve seen in Australian property.
In this episode, we break down the “Everything, Everywhere, Everyone Property Boom” — what caused it, where it peaked and why it’s now officially over as we move into 2026.

We unpack:
📌 The three rate cuts and why they fueled housing — but not the broader economy
📌 Why Perth, Brisbane, Adelaide, Darwin and Hobart exploded while Sydney & Melbourne slowed
📌 The shift from a macro boom to targeted, city-specific growth
📌 Population growth slowing — and why it still matters more than ever
📌 Housing shortages, investor demand, yields and credit growth
📌 Why 2026 will require a magnifying glass, not a dartboard approach

This is a city-by-city, economics-driven recap of the year that was — and a clear framework for how serious investors should think going forward.

#AustralianProperty #PropertyInvesting #HousingMarket #RealEstateAustralia #PropertyBoom 

Chapters
00:00 – 00:38 | Introduction
00:38 – 01:39 | 2025 Overview
01:39 – 04:40 | Theme #1: Rate Cuts & the Economy
04:40 – 05:44 | Why Housing Ignored the Weak Economy
05:44 – 07:52 | Theme #2: The Re-Boom Across Capital Cities
07:52 – 09:20 | City Performance Breakdown
09:20 – 11:23 | Darwin’s Shock Growth Story
11:23 – 12:05 | The Boom Is Over
12:05 – 13:58 | Population Growth Reality Check
13:58 – 15:25 | Housing Shortages Drive Targeted Booms
15:25 – 16:56 | Investor Credit & Changing Conditions
16:56 – 18:32 | The 2026 Shift: Magnifying Glass Investing
18:32 – 20:06 | Framework for City-by-City Analysis
20:06 – 22:40 | Policy, Students & Construction Changes
22:40 – 24:54 | What Comes Next

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us a text

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

South Australia’s property market is on a tear — soaring house prices, ultra-tight rental conditions and a severe housing shortage are shaping one of the most complex investing landscapes in 2026. In this video, we break down where the opportunities are, what risks investors must watch for, and which Adelaide suburbs show true long-term potential.

You’ll hear a deep dive into vacancy rates, rental affordability caps, investor demand, off-market deal structures and why Adelaide may be too hot for certain investor types — but still attractive for those with long-term horizons.

We also reveal five key suburbs that stand out using data-driven value frameworks, plus a discussion on how investor profiles (value hunters, stability seekers, growth chasers) should approach this evolving market.

Whether you're expanding a national portfolio or searching for your next high-growth opportunity, this is the ultimate breakdown of where to invest in South Australia in 2026.

#AdelaideProperty #SouthAustraliaInvesting #AustralianPropertyMarket #RealEstate2026 #PropertyInvestmentAustralia 

Chapters
00:00 – 00:40 | Introduction
00:40 – 01:20 | Adelaide Market Heating Up
01:20 – 02:30 | Undersupply & Rental Pressures
02:30 – 04:00 | Affordability Limits & Rental Caps
04:00 – 05:20 | Why SA Might Be Too Hot Right Now
05:20 – 07:00 | Long-Term View of Adelaide
07:00 – 08:40 | Valuation, Overvaluation & Market Risks
08:40 – 10:20 | Who Should Actually Invest in SA
10:20 – 12:00 | How Investor Profiles Affect Strategy
12:00 – 14:00 | Deal-Making Challenges in Tight Markets
14:00 – 15:40 | Off-Market Deals & Real Estate Agent Dynamics
15:40 – 17:30 | Investor Demand at Record Highs
17:30 – 19:00 | Why Transacting in SA Is Getting Harder
19:00 – 20:30 | Identifying the Best SA Suburbs
20:30 – 22:00 | Metrics: Vacancy Rates, Listings, DOM
22:00 – 23:40 | Suburb Breakdown & Capital Growth Outlook
23:40 – 25:00 | Should You Expose Yourself to SA Now?
25:00 – 26:24 | Final Advice for 2026 Investors

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us a text

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

In this episode, we break down where you should buy property in Queensland in 2026, using a unique approach based on investor personas — Stability Seekers, Growth Chasers and Value Hunters.

We explore high-performing suburbs like Pacific Pines, Ormeau, Yamanto and Springfield, and unpack why these areas show strong long-term fundamentals, tight rental markets and impressive growth potential.

Whether you're a first-time investor or expanding your portfolio, this episode gives you the frameworks, data points and market insights to confidently choose the right Queensland property market for your risk profile and goals.

#QueenslandProperty #BrisbaneMarket #PropertyInvesting #AustraliaRealEstate #2026Forecast 

Chapters
00:00 – 00:39 Introduction
00:39 – 02:23 Investor Personalities
02:23 – 04:38 Personas & Suburb Selection
04:38 – 05:53 Stability vs Growth vs Value
05:53 – 08:13 Stability Picks: Pacific Pines & Ormeau
08:13 – 10:53 Why Ormeau Works
10:53 – 13:23 Long-term Fundamentals
13:23 – 15:13 Brisbane Metro vs Budget
15:13 – 17:53 Deals & Expectations
17:53 – 19:23 Growth Picks: Yamanto & Springfield
19:23 – 20:53 Stock Scarcity & Demand
20:53 – 22:53 Ipswich Insights
22:53 – 24:53 Land, Affordability & Strategy
24:53 – 26:50 Final Thoughts

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us a text

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Western Australia (WA) is officially the strongest property market in Australia — and in this episode, we break down exactly why.

We’re kicking off our State-by-State 2026 Property Forecast Series with a full deep dive into Perth, WA, the fastest-growing market in the country. We unpack the data, the economics, the supply crisis, pricing momentum and the macro trends shaping the next 12–18 months.

If you're an investor looking ahead to 2025–2026, this episode gives you the insights you must understand — including the regions and suburbs our research team believes have the strongest growth potential.

What We Cover in This Episode
📌 Why WA Is the #1 Market for 2026
📌 The Supply Crisis Driving Perth’s Surge
📌 Rental Pressure: Rents Up 6–7% and Rising
📌 Will Affordability Slow the Market?
📌 Interest Rates: The New Macro Story

#PerthProperty #WARealEstate #AustralianPropertyMarket #PropertyInvesting #PerthBoom

00:00 – 00:53 Introduction
00:53 – 02:12 The State-by-State Property Series
02:12 – 04:32 WA Property Market Overview for 2026
04:32 – 06:12 Marketing Team Update & Callout
06:12 – 07:42 Perth’s Rental Crisis: Vacancy Below 1%
07:42 – 10:32 Record-Low Listings
10:32 – 12:42 Perth's 2.4% November Price Surge
12:42 – 14:52 Interest Rates: The New Macro Story
14:52 – 17:42 Affordability, Incomes & Growth Potential
17:42 – 20:42 Yields Compressing to 1–2%
20:42 – 22:12 Changing Investor Expectations & Strategy
22:12 – 25:12 Why Interest Rates May Not Fall Further
25:12 – 28:12 Why Perth, Brisbane & Darwin Outperform
28:12 – 31:12 Can Perth Prices Keep Rising?
31:12 – 35:12 Long-Term Price Growth Explained
35:12 – 39:55 Australia’s Housing Future

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us a text

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

In this video, we dive deep into the Brisbane property market and explore why it’s becoming one of the most attractive investment destinations in Australia. From job growth and economic fundamentals to supply constraints and affordability challenges, we break down everything you need to know.

We also highlight 15 key Brisbane suburbs to watch, backed by data on housing supply, demand shifts, infrastructure projects and long-term growth potential. Whether you’re a first-time investor or looking to diversify beyond Melbourne and Sydney, this guide provides the insights you need for 2025 and beyond.

#BrisbaneProperty #RealEstateAustralia #PropertyInvestment #BrisbaneSuburbs #HousingMarket2025 

Chapters
00:00 - 00:34 Introduction
00:34 - 02:30 Why Focus on Brisbane
02:30 - 06:00 Brisbane’s Economic Strength
06:00 - 09:30 Supply & Demand Dynamics
09:30 - 12:30 Regional vs Metro Performance
12:30 - 15:30 Affordability Challenges
15:30 - 18:30 Balancing Risks & Opportunities
18:30 - 20:30 Investment Framework
20:30 - 24:00 Suburbs to Watch
24:00 - 27:30 Key Indicators & Insights
27:30 - 30:42 Final Thoughts & Takeaways

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us a text

BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

In this episode, we tackle one of the biggest misconceptions in property investing: does abundant land supply kill capital growth? Many investors assume that suburbs surrounded by vacant land are bad choices—but is that really true?

We break down:
📌 The difference between supply, oversupply and demand.
📌 Why population growth and infrastructure matter more than empty paddocks.
📌 Real-world case studies
📌 How subdivision, rising construction costs and changing lifestyle preferences affect long-term growth.
📌 Why some areas with massive land releases have actually outperformed expectations.

If you’ve ever looked at Google Maps, seen “too much land” and thought twice about investing—this video will challenge your perspective with data, examples and strategy.

#PropertyInvestment #RealEstateAustralia #LandSupply #CapitalGrowth #InvestSmart 

Chapters
00:00 - 00:36 | Introduction
00:36 - 02:30 | The land supply myth explained
02:30 - 05:50 | Oversupply vs real demand
05:50 - 09:30 | Costs, subdivision and scarcity of land
09:30 - 12:20 | Why older suburbs benefit from new estates
12:20 - 15:50 | Case studies
15:50 - 18:30 | Population growth and government planning
18:30 - 21:00 | Why Australia is not Dubai or China
21:00 - 23:20 | Changing lifestyle and lot size preferences
23:20 - 25:09 | Final thoughts & key investing takeaways

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us a text

BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

This video dives deep into Australia’s property market trends, exploring the link between rental pressure, housing affordability and emerging investment hotspots. 

We break down the concept of growth cycles, why rental inflation often signals future property price growth, and which Tasmanian markets could be the "next Mildura." We highlight suburbs like Launceston and Devonport, analyze vacancy rates, rental yields and supply-demand dynamics, and unpack the debate around on-market vs off-market properties.

Whether you’re a first-time investor or looking to expand your portfolio, this episode provides actionable insights, macro frameworks and suburb-level strategies that could shape your next move.

#PropertyInvestment #AustralianRealEstate #TasmaniaProperty #InvestingTips 

Chapters
00:00 - 00:36 Introduction
00:37 - 01:20 Identifying markets before they boom
01:21 - 02:30 Growth cycles explained
02:31 - 04:59 Early signals in Launceston & Mildura comparison
05:00 - 07:36 Rental market pressure leading housing growth
07:37 - 09:59 Employment and unemployment shifts in Tasmania
10:00 - 12:34 Investment opportunities under $600k
12:35 - 14:59 Spotlight on Devonport
15:00 - 17:59 On-market vs off-market debate
18:00 - 20:59 Misconceptions in the property investing community
21:00 - 23:59 Strategic frameworks for wealth creation
24:00 - 26:34 Final thoughts

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au