The Bid

225: Retirement Planning: What New Legislation Could Mean For Your Retirement Account


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In a recent BlackRock survey of registered voters, more than 75% of retirees said they wished they had saved more money for retirement. And with the recent passage of the SECURE 2.0 Act now in effect, opening up new opportunities for savers, investors are considering how to save and build wealth for the future. Shoring up emergency savings is protective of retirement savings, according to research by The BlackRock Foundation. So how can investors ensure they’re pulling all the levers at their disposal to retire on their own terms?

Rob Crothers, Head of U.S. Retirement for BlackRock, will discuss the current state of the retirement landscape and help us unpack a toolkit for retirement savers that’s been proposed by the Bipartisan Policy Center and how investors and employers can plan for the future.

Key moments in this episode:

00:00 Introduction: The Importance of Saving for Retirement

00:17 Exploring the SECURE 2.0 Act and Retirement Universals

02:01 Current Retirement Landscape and Policy Changes

04:06 BlackRock's D.C. Retirement Summit and Key Recommendations

06:28 Mechanisms for Better Saving Behavior

11:40 Encouraging Early Financial Education

14:24 Market Volatility and Long-Term Saving Strategies

16:50 Actionable Retirement Considerations

18:18 Conclusion and Upcoming Topics

Check out this playlist on investing for retirement here: https://open.spotify.com/playlist/08Fx1iZaBwLclqpswIbjUq

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Sources: BlackRock Global Family Office Report 2025; ‘To Spend Or Not To Spend’, Dec 2024, BlackRock; ‘More Than 1 Million Americans Now Enrolled In Auto-IRA Programs’, AARP 2025; Callan DC Trends Survey, Callan 2025; Survey of Household Economic Decision-Making, FED 2025; Bipartisan Policy Paper, BlackRock 2025

This content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to the names of each company mentioned in this communication is merely for explaining the investment strategy and should not be construed as investment advice or investment recommendation of those companies. In the UK and Non-European Economic Area countries, this is authorized and regulated by the Financial Conduct Authority. In the European Economic Area, this is authorized and regulated by the Netherlands Authority for the Financial Markets. For full disclosures go to Blackrock.com/corporate/compliance/bid-disclosures

Retirement, retirement planning, retirement account, bipartisan policy center, 401k

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