Key topics in today’s conversation include:

• Jay’s Background in Financial Planning (1:20)
• Understanding Independent Contractors (3:26)
• Importance of Separating Finances (7:06)
• Working with a CPA (8:02)
• Investing Basics (10:52)
• Compounding Interest (14:55)
• Retirement Savings Strategies (17:29)
• Solo 401(k) Options (18:46)
• Contribution Limits and Roth IRA (22:32)
• Required Minimum Distributions (25:44)
• Investment Strategies for Beginners (27:53)
• Understanding Index Funds (29:50)
• Avoiding Investment Complexity (31:01)
• Retirement Income Strategy (35:51)
• Withdrawal Rate Guidelines (37:50)
• The Importance of Wills (40:39)
• Investment Returns and Inflation (42:39)
• The Role of Insurance in Financial Planning (44:01)
• It's Never Too Late to Start Saving and Final Thoughts (46:38)

Oakley Trucking is a family-owned and operated trucking company headquartered in North Little Rock, Arkansas. For more information, check out our show website: podcast.bruceoakley.com.