We advise our clients to open a new bank account at a new bank where they don’t owe any money, before filing a consumer proposal or bankruptcy, to ensure that their money is not “accidentally” seized by a creditor.  It’s wise to have a bank account at a bank where you don’t owe money even if you aren’t in financial trouble, for exactly that reason.  But which bank should you pick?  Are they all the same?  On today’s podcast credit counsellor Diane Cunha walks you through how to pick a bank and save money on bank fees.