Personal finance expert Bruce Sellery wants Canadians to talk more about money in 2023. So, we’re kicking off the new year by doing just that. And lucky for us, that is a topic that is never dull when Bruce is doing the talking. He’s our guest this episode and has three tips for people as they look to manage their personal finances heading into 2023. A year where inflation and talk of recession are making managing household spending something that’s on everyone's resolution list. 

For more financial advice visit Scotiabank’s Advice+ Centre. 

Key moments this episode: 

2:19 — Bruce’s “dorky but admirable” new year’s tradition 

2:52 — Why Bruce has seen an uptick in people who need credit counselling in 2022 

4:36 — The two reasons that made 2022 particularly challenging when it comes to personal finance 

6:51 — Bruce’s tip #1 

9:44 — How do you figure out what things you can cut out of your budget? It comes down to values 

12:29 — Bruce’s tip #2 

15:20 — Bruce’s tip #3 

18:43 — The most important thing about this conversation: why? 

20:40 — Stop the music! Bruce has one more thing!