FP&A Today

$300 and a Suitcase to AI-Powered Finance: Mariya Guttoh

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Mariya Guttoh is  Director of FP&A and Treasury at PayJoy, a global FinTech company expanding credit access through smartphones to underserved customers in emerging markets. Celebrating 10 years this year , the company has served over 15 million customers and is on track to reach $650 million in revenue and $110 million in profit by the end of 2025.

In this episode Mariya traces her steps from cosmetic marketing in Ukraine to arriving in the US with $300 and working three jobs while earning her MBA to becoming a finance leader.

  • My finance journey working three jobs to pay for my MBA
  • Becoming an advocate for AI in finance
    • Two finance camps– “excited but clueless” and “cautious but clueless” 
  • Using AI to automate vendor reporting across 10 countries 
  • Identifying high impact AI wins (forecasting) 
  • My ideal magic FP&A solution 
  • How I turned myself into a self-created extrovert 
  • Offset in Excel 
    • ...more
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