Real estate is like a girl you like, you don't find a girl you like and lowball her. When you have a big deal don't worry about where you're gonna get the downpayment from, you gotta worry first where you're gonna get the loan from. Here's how to get the bank to lend you the money - show them you're gonna get higher NOI by making improvements on the property! I increase NOI and refinance a deal twice and end up walking away with 2 million plus while making over $400k a year. You can make money in small towns but you have to look at where the money is moving to. Your small town can end up being a big town or a ghost town soon. Listen in every Monday for real estate talk on the Cardone Zone!