Retired agent Francis "Frank" Gasper, reviews his investigation of Elizabeth Kolling for trust account and elder fraud. Kolling, head of the trust department at the Dickinson North Dakota branch of the Bank of the West, had been appointed as the trustee for elderly bank clients who had no close relatives to help them manage their finances. Granted power of attorney over their trust accounts, she took advantage of her position and stole money and mineral rights from her clients.

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