Most people don’t like talking about life insurance.  And reasonably so.  Who wants to talk about death?  But in saying that, it’s something that needs to be talked about more because making sure your family is taken care of once you’ve departed is one of the most important things you can do.  Once you implement the process of Becoming Your Own Banker in your life not only will you be taking care of your family when they lose you, you’ll also create a cash balance inside that policy that you’re able to benefit from while you’re still living.